{"id":57267,"date":"2020-11-17T12:01:57","date_gmt":"2020-11-17T11:01:57","guid":{"rendered":"https:\/\/www.asufin.com\/?page_id=57267"},"modified":"2022-06-21T05:38:22","modified_gmt":"2022-06-21T05:38:22","slug":"promotores-fantasma","status":"publish","type":"page","link":"https:\/\/staging.asufin.com\/staging\/ca\/reclama-cat\/promotores-fantasma\/","title":{"rendered":"Promotores Fantasma"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"57267\" class=\"elementor elementor-57267\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-20b30f7a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20b30f7a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-780f5d7f\" data-id=\"780f5d7f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-62e57fc9 elementor-widget elementor-widget-heading\" data-id=\"62e57fc9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Promotores Fantasma<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eabf6ae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eabf6ae\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-78c8ec6\" data-id=\"78c8ec6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ee76766 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ee76766\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8f77a4d\" data-id=\"8f77a4d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3158baa elementor-widget elementor-widget-text-editor\" data-id=\"3158baa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En el mercat immobiliari actual \u00e9s freq\u00fcent adquirir immobles\u00a0\u201csobre pla\u201d\u00a0i, per tant, pendent de la seva construcci\u00f3 a trav\u00e9s d&#8217;una <strong>promotora o cooperativa.<\/strong><\/p><p>At\u00e8s que ens trobem davant un escenari en el qual <strong>s&#8217;adquireix una cosa inexistent<\/strong>, resulten summament importants les garanties a futur que es formalitzen en el moment en el qual el consumidor presta el seu consentiment.<\/p><p>Aix\u00ed, el marc legislatiu actual ha brindat una especial protecci\u00f3 als compradors que, havent lliurat unes quantitats de diners a compte per a l&#8217;adquisici\u00f3 del seu habitatge, han vist que, passat un temps, <strong>no se&#8217;ls lliura l&#8217;immoble i tampoc se&#8217;ls retorna els seus diners.<\/strong><\/p><p>Aquestes promocions <strong>afecten a tota mena d&#8217;habitatges<\/strong>, habitatge habitual o vacacional, sempre que el comprador sigui un consumidor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac708a2 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"ac708a2\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/panel.asufin.com\/signup\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">RECLAMA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bbe9f24\" data-id=\"bbe9f24\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f24c0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f24c0c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ec89e11\" data-id=\"ec89e11\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bf67f02 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bf67f02\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ca29ce3\" data-id=\"ca29ce3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f7e729 elementor-tablet-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3f7e729\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> Recuperar\u00e0s tots els diners lliurats m\u00e9s els interessos legals corresponents.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0b28aff\" data-id=\"0b28aff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a9299f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4a9299f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fa54c40\" data-id=\"fa54c40\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bdd9bef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bdd9bef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ec75329\" data-id=\"ec75329\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c996e33 elementor-widget elementor-widget-image\" data-id=\"c996e33\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" data-attachment-id=\"54777\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/como-puedo-reclamar_reclama_hipoteca_inversa-jpg\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/COMO-PUEDO-RECLAMAR_RECLAMA_HIPOTECA_INVERSA.jpg?fit=502%2C446&amp;ssl=1\" data-orig-size=\"502,446\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"COMO-PUEDO-RECLAMAR_RECLAMA_HIPOTECA_INVERSA.jpg\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/COMO-PUEDO-RECLAMAR_RECLAMA_HIPOTECA_INVERSA.jpg?fit=502%2C446&amp;ssl=1\" width=\"502\" height=\"446\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/COMO-PUEDO-RECLAMAR_RECLAMA_HIPOTECA_INVERSA.jpg?fit=502%2C446&amp;ssl=1\" class=\"attachment-full size-full wp-image-54777\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/COMO-PUEDO-RECLAMAR_RECLAMA_HIPOTECA_INVERSA.jpg?w=502&amp;ssl=1 502w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/COMO-PUEDO-RECLAMAR_RECLAMA_HIPOTECA_INVERSA.jpg?resize=300%2C267&amp;ssl=1 300w\" sizes=\"(max-width: 502px) 100vw, 502px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0548364\" data-id=\"0548364\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8f4c008 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8f4c008\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Escriu-nos a <a href=\"mailto:info@asufin.com\" style=\"font-weight: 400\"> info@asufin.com <\/a> explicant-nos el teu cas al costat de la seg\u00fcent documentaci\u00f3:<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>DNI de tots els titulars del contracte<\/b><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Contracte amb la promotora<\/b><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> <b>Justificant dels ingressos realitzats<\/b><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Altres documents que puguin servir de prova<\/b><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-check-circle\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Fulla d'enc\u00e0rrec i autoritzaci\u00f3<\/b> (si el teu cas \u00e9s viable te la facilitar\u00e0 el nostre equip)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da824ca elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"da824ca\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/panel.asufin.com\/signup\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">RECLAMA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-83dff14 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"83dff14\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bf31f65\" data-id=\"bf31f65\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cb1f75e elementor-widget elementor-widget-text-editor\" data-id=\"cb1f75e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\"><b>Quina probabilitat\u00a0<\/b>d&#8217;\u00e8xit hi ha?<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8f4917 elementor-widget elementor-widget-text-editor\" data-id=\"c8f4917\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Com ha afirmat el Tribunal Suprem, els articles de la Llei 57\/1968 tenen car\u00e0cter imperatiu i els drets que s&#8217;atorguen als adquirents dels habitatges s\u00f3n irrenunciables amb la finalitat de garantir-los la devoluci\u00f3 de les quantitats anticipades per a l&#8217;adquisici\u00f3 de l&#8217;habitatge.<\/p><p>Per aix\u00f2,\u00a0<span style=\"text-decoration: underline;\">no es poden vulnerar disposicions legals imperatives ni oblidar els drets que els consumidors,<\/span>\u00a0adquireixen pel fet d&#8217;incorporar-se a la Cooperativa i aportar a ella quantitats amb vista a l&#8217;adquisici\u00f3 d&#8217;un habitatge que ha de construir-se.<\/p><p>Malgrat que els bancs han argumentat que s\u00f3n aliens a la relaci\u00f3 entre comprador i venedor, el Tribunal Suprem ha negat rotundament tal circumst\u00e0ncia, deixant clar que<span style=\"text-decoration: underline;\">\u00a0l&#8217;entitat banc\u00e0ria t\u00e9 l&#8217;obligaci\u00f3 legal d&#8217;un especial deure de vigil\u00e0ncia sobre el promotor<\/span>\u00a0i les quantitats que rep a trav\u00e9s dels comptes bancaris que aquest tingui obert en el seu Banc.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aebfa75 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"aebfa75\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/staging.asufin.com\/staging\/contacto\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\"> CONTACTA'NS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cc42806 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cc42806\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5d271f8\" data-id=\"5d271f8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a3d77b4 elementor-widget elementor-widget-toggle\" data-id=\"a3d77b4\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1711\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1711\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\"> Fins quan puc reclamar?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1711\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1711\"><div class=\"col-sm-4 mb-30\"><div class=\"col-sm-4 mb-30\"><p>La Llei 42\/2015, de 5 d&#8217;octubre, assenyala que el termini per a reclamar aquest tipus d&#8217;accions passa de 15 anys a 5. Tenint en compte que aquesta llei va entrar en vigor el 7 d&#8217;Octubre de 2015, l&#8217;\u00faltim dia per a reclamar abans que prescrigui \u00e9s el <strong>7 d&#8217;Octubre de 2020.<\/strong><\/p><\/div><div class=\"col-sm-4 mb-30\">\u00a0<\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1712\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1712\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Qu\u00e8 diu el Tribunal Suprem?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1712\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1712\"><p>El <strong>Tribunal Suprem<\/strong>, en la seva Sent\u00e8ncia de 21 de desembre de 2015, examinant la Llei 57\/1968, va concloure que, <strong>les entitats financeres hauran de respondre de totes aquelles quantitats<\/strong> que els compradors lliurin a les promotores per a l&#8217;adquisici\u00f3 d&#8217;un habitatge de les quantitats, quan no existeixi ni aval ni p\u00f2lissa d&#8217;asseguran\u00e7a que garanteixi els diners lliurats.<\/p><p>En tot cas, si existeix un aval bancari o les quantitats han estat garantides per una p\u00f2lissa d&#8217;asseguran\u00e7a subscrita amb una asseguradora, <strong>aquesta p\u00f2lissa o aquest aval \u00e9s directament executable.<\/strong><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1b76f61 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1b76f61\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0e237a5\" data-id=\"0e237a5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9385df4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9385df4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-396e477\" data-id=\"396e477\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2bf0730 elementor-widget elementor-widget-image\" data-id=\"2bf0730\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-attachment-id=\"54779\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/asociacion_experta_asufin-png\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/ASOCIACION_EXPERTA_ASUFIN.png?fit=156%2C146&amp;ssl=1\" data-orig-size=\"156,146\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"ASOCIACION_EXPERTA_ASUFIN.png\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/ASOCIACION_EXPERTA_ASUFIN.png?fit=156%2C146&amp;ssl=1\" width=\"156\" height=\"146\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/ASOCIACION_EXPERTA_ASUFIN.png?fit=156%2C146&amp;ssl=1\" class=\"attachment-large size-large wp-image-54779\" alt=\"\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c1d683 elementor-widget elementor-widget-text-editor\" data-id=\"0c1d683\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>ASSOCIACI\u00d3 EXPERTA<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3371bc2 elementor-widget elementor-widget-text-editor\" data-id=\"3371bc2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En la defensa d&#8217;abusos bancaris de consumidors i usuaris<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-0c4c766\" data-id=\"0c4c766\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7583a69 elementor-widget elementor-widget-image\" data-id=\"7583a69\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" data-attachment-id=\"54780\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/equipo_profesional_asufin-png\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/EQUIPO_PROFESIONAL_ASUFIN.png?fit=156%2C146&amp;ssl=1\" data-orig-size=\"156,146\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"EQUIPO_PROFESIONAL_ASUFIN.png\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/EQUIPO_PROFESIONAL_ASUFIN.png?fit=156%2C146&amp;ssl=1\" width=\"156\" height=\"146\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/EQUIPO_PROFESIONAL_ASUFIN.png?fit=156%2C146&amp;ssl=1\" class=\"attachment-large size-large wp-image-54780\" alt=\"\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66be943 elementor-widget elementor-widget-text-editor\" data-id=\"66be943\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>EQUIP PROFESSIONAL<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb5be9f elementor-widget elementor-widget-text-editor\" data-id=\"eb5be9f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L&#8217;associaci\u00f3 compta amb un equip de professionals experts compromesos<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-28ca6d4\" data-id=\"28ca6d4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e955f25 elementor-widget elementor-widget-image\" data-id=\"e955f25\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"54781\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/casos_de_exito_asufin-png\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/CASOS_DE_EXITO_ASUFIN.png?fit=156%2C146&amp;ssl=1\" data-orig-size=\"156,146\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"CASOS_DE_EXITO_ASUFIN.png\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/CASOS_DE_EXITO_ASUFIN.png?fit=156%2C146&amp;ssl=1\" width=\"156\" height=\"146\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/CASOS_DE_EXITO_ASUFIN.png?fit=156%2C146&amp;ssl=1\" class=\"attachment-large size-large wp-image-54781\" alt=\"\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee88fa5 elementor-widget elementor-widget-text-editor\" data-id=\"ee88fa5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>CASOS D&#8217;\u00c8XIT<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d18531a elementor-widget elementor-widget-text-editor\" data-id=\"d18531a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00c8xits judicials comparables<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-84d24d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"84d24d6\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a85df79\" data-id=\"a85df79\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-93fcd97 elementor-widget elementor-widget-text-editor\" data-id=\"93fcd97\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si el teu cas \u00e9s viable, et presentarem un pressupost ajustat, moltes vegades <span style=\"color: #eb2b8e;\"><strong>sense cost inicial<\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24f34c3 elementor-widget elementor-widget-text-editor\" data-id=\"24f34c3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Presentem les demandes en defensa dels nostres associats, sent aix\u00ed la part actora del procediment i evitant el risc de condemna en costes en cas de perdre.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a2145e2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a2145e2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d4c3a6a\" data-id=\"d4c3a6a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6691e42 elementor-align-right elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"6691e42\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/panel.asufin.com\/signup\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">RECLAMA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-aa069a3\" data-id=\"aa069a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4860f10 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"4860f10\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/panel.asufin.com\/archivos\/ficha\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">FITXA DE 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Additional required wrapper -->\n\t\t<div class=\"swiper-wrapper\">\n\t\t\t<!-- Slides -->\n\t\t\t<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--inner-cover-link anwp-pg-post-teaser--layout-d d-flex flex-column swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\n\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-170 anwp-pg-sm-height-280 anwp-pg-lg-height-280 anwp-object-cover m-0 w-100\" alt=\"El Supremo cambia el criterio a favor de la banca y aboca a reclamar las revolving por transparencia\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?resize=150%2C150&#038;ssl=1\" title=\"\">\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/\" aria-hidden=\"true\"><\/a>\n\t<\/div>\n\n\t<div class=\"anwp-pg-post-teaser__content flex-grow-1 pt-1 d-flex flex-column\">\n\n\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-2\">\n\t\t\t<a class=\"anwp-link-without-effects\" href=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/\" aria-hidden=\"true\">\n\t\t\t\tEl Supremo cambia el criterio a favor de la banca y aboca a reclamar las revolving por transparencia\t\t\t<\/a>\n\t\t<\/div>\n\n\t\t<div class=\"anwp-pg-post-teaser__bottom-meta d-flex flex-wrap\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\n\t\t\n\t<\/div>\n\n<\/div>\n<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--inner-cover-link anwp-pg-post-teaser--layout-d d-flex flex-column swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\n\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-170 anwp-pg-sm-height-280 anwp-pg-lg-height-280 anwp-object-cover m-0 w-100\" alt=\"Tarjetas revolving: \u00abLa mayor\u00eda de las TAE no integran todas las comisiones, ni seguros, ni el peligroso inter\u00e9s compuesto\u00bb\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?resize=150%2C150&#038;ssl=1\" title=\"\">\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/\" aria-hidden=\"true\"><\/a>\n\t<\/div>\n\n\t<div class=\"anwp-pg-post-teaser__content flex-grow-1 pt-1 d-flex flex-column\">\n\n\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-2\">\n\t\t\t<a class=\"anwp-link-without-effects\" href=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/\" aria-hidden=\"true\">\n\t\t\t\tTarjetas revolving: \u00abLa mayor\u00eda de las TAE no integran todas las comisiones, ni seguros, ni el peligroso inter\u00e9s compuesto\u00bb\t\t\t<\/a>\n\t\t<\/div>\n\n\t\t<div class=\"anwp-pg-post-teaser__bottom-meta d-flex flex-wrap\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\n\t\t\n\t<\/div>\n\n<\/div>\n<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--inner-cover-link anwp-pg-post-teaser--layout-d d-flex flex-column swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\n\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-170 anwp-pg-sm-height-280 anwp-pg-lg-height-280 anwp-object-cover m-0 w-100\" alt=\"Nuestro socio recupera su dinero tras reclamar una tarjeta revolving con un 25,59% de inter\u00e9s\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/02\/negocio-tarjetas-credito-compra-pc-contemporanea-1.jpeg?resize=150%2C150&#038;ssl=1\" title=\"\">\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/staging.asufin.com\/staging\/nuestro-socio-recupera-su-dinero-tras-reclamar-una-tarjeta-revolving-con-un-2559-de-interes\/\" aria-hidden=\"true\"><\/a>\n\t<\/div>\n\n\t<div class=\"anwp-pg-post-teaser__content flex-grow-1 pt-1 d-flex flex-column\">\n\n\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-2\">\n\t\t\t<a class=\"anwp-link-without-effects\" href=\"https:\/\/staging.asufin.com\/staging\/nuestro-socio-recupera-su-dinero-tras-reclamar-una-tarjeta-revolving-con-un-2559-de-interes\/\" aria-hidden=\"true\">\n\t\t\t\tNuestro socio recupera su dinero tras reclamar una tarjeta revolving con un 25,59% de inter\u00e9s\t\t\t<\/a>\n\t\t<\/div>\n\n\t\t<div class=\"anwp-pg-post-teaser__bottom-meta d-flex flex-wrap\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\n\t\t\n\t<\/div>\n\n<\/div>\n<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--inner-cover-link anwp-pg-post-teaser--layout-d d-flex flex-column swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\n\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-170 anwp-pg-sm-height-280 anwp-pg-lg-height-280 anwp-object-cover m-0 w-100\" alt=\"\u00a1Una TAE del 598.425%! Nuestro socio recupera el dinero de un pr\u00e9stamo con 4 Finance\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/02\/hombre-joven-camiseta-gris-contando-billetes-euros-1.jpeg?resize=150%2C150&#038;ssl=1\" title=\"\">\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/staging.asufin.com\/staging\/una-tae-del-598-425-nuestro-socio-recupera-el-dinero-de-un-prestamo-con-4-finance\/\" aria-hidden=\"true\"><\/a>\n\t<\/div>\n\n\t<div class=\"anwp-pg-post-teaser__content flex-grow-1 pt-1 d-flex flex-column\">\n\n\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-2\">\n\t\t\t<a class=\"anwp-link-without-effects\" href=\"https:\/\/staging.asufin.com\/staging\/una-tae-del-598-425-nuestro-socio-recupera-el-dinero-de-un-prestamo-con-4-finance\/\" aria-hidden=\"true\">\n\t\t\t\t\u00a1Una TAE del 598.425%! Nuestro socio recupera el dinero de un pr\u00e9stamo con 4 Finance\t\t\t<\/a>\n\t\t<\/div>\n\n\t\t<div class=\"anwp-pg-post-teaser__bottom-meta d-flex flex-wrap\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\n\t\t\n\t<\/div>\n\n<\/div>\n<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--inner-cover-link anwp-pg-post-teaser--layout-d d-flex flex-column swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\n\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-170 anwp-pg-sm-height-280 anwp-pg-lg-height-280 anwp-object-cover m-0 w-100\" alt=\"How to establish a household budget and thus having more financial control?\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/01\/businesswoman-take-position-to-protect-on-the-piggybank-and-paper-family-in-hand-donation-saving-charity-family-finance-plan-concept-fundraising-superannuation-financial-crisis-concept-1.jpg?resize=150%2C150&#038;ssl=1\" title=\"\">\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/staging.asufin.com\/staging\/en\/how-to-establish-household-budget-financial-control\/\" aria-hidden=\"true\"><\/a>\n\t<\/div>\n\n\t<div class=\"anwp-pg-post-teaser__content flex-grow-1 pt-1 d-flex flex-column\">\n\n\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-2\">\n\t\t\t<a class=\"anwp-link-without-effects\" href=\"https:\/\/staging.asufin.com\/staging\/en\/how-to-establish-household-budget-financial-control\/\" aria-hidden=\"true\">\n\t\t\t\tHow to establish a household budget and thus having more financial control?\t\t\t<\/a>\n\t\t<\/div>\n\n\t\t<div class=\"anwp-pg-post-teaser__bottom-meta d-flex flex-wrap\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\n\t\t\n\t<\/div>\n\n<\/div>\n<div class=\"anwp-pg-post-teaser anwp-pg-post-teaser--inner-cover-link anwp-pg-post-teaser--layout-d d-flex flex-column swiper-slide\">\n\t<div class=\"anwp-pg-post-teaser__thumbnail position-relative\">\n\n\t\t\n\t\t\n\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" class=\"anwp-pg-post-teaser__thumbnail-img d-block anwp-pg-height-170 anwp-pg-sm-height-280 anwp-pg-lg-height-280 anwp-object-cover m-0 w-100\" alt=\"\u00bfC\u00f3mo establecer un presupuesto familiar y as\u00ed tener un mayor control financiero?\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/01\/businesswoman-take-position-to-protect-on-the-piggybank-and-paper-family-in-hand-donation-saving-charity-family-finance-plan-concept-fundraising-superannuation-financial-crisis-concept-1.jpg?resize=150%2C150&#038;ssl=1\" title=\"\">\n\t\t\n\t\t<div class=\"anwp-pg-post-teaser__thumbnail-bg anwp-position-cover\"><\/div>\n\n\t\t<a class=\"anwp-position-cover anwp-link-without-effects\" href=\"https:\/\/staging.asufin.com\/staging\/como-presupuesto-familiar-control-financiero\/\" aria-hidden=\"true\"><\/a>\n\t<\/div>\n\n\t<div class=\"anwp-pg-post-teaser__content flex-grow-1 pt-1 d-flex flex-column\">\n\n\t\t<div class=\"anwp-pg-post-teaser__title anwp-font-heading mt-2\">\n\t\t\t<a class=\"anwp-link-without-effects\" href=\"https:\/\/staging.asufin.com\/staging\/como-presupuesto-familiar-control-financiero\/\" aria-hidden=\"true\">\n\t\t\t\t\u00bfC\u00f3mo establecer un presupuesto familiar y as\u00ed 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src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/DERECHO_AL_HONOR.jpg?fit=387%2C114&amp;ssl=1\" class=\"attachment-large size-large wp-image-54782\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/DERECHO_AL_HONOR.jpg?w=387&amp;ssl=1 387w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/DERECHO_AL_HONOR.jpg?resize=300%2C88&amp;ssl=1 300w\" sizes=\"(max-width: 387px) 100vw, 387px\" title=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e9e52e1\" data-id=\"e9e52e1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8536d6b elementor-widget elementor-widget-image\" 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elementor-element elementor-element-f5f8506\" data-id=\"f5f8506\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c07e33 elementor-widget elementor-widget-image\" data-id=\"9c07e33\" data-element_type=\"widget\" id=\"qrenta\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/staging.asufin.com\/staging\/reclama\/qrenta-esfera-capital\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"54784\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/qrenta_esfera_capital-jpg\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/QRENTA_ESFERA_CAPITAL.jpg?fit=387%2C114&amp;ssl=1\" data-orig-size=\"387,114\" data-comments-opened=\"1\" 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elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a5bdca\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-db6872c\" data-id=\"db6872c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6df34fb elementor-widget elementor-widget-image\" data-id=\"6df34fb\" data-element_type=\"widget\" id=\"sobre\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/staging.asufin.com\/staging\/reclama\/sobreendeudamiento\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"54786\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/sobreendeudamiento-jpg\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/SOBREENDEUDAMIENTO.jpg?fit=387%2C114&amp;ssl=1\" data-orig-size=\"387,114\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"SOBREENDEUDAMIENTO.jpg\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/SOBREENDEUDAMIENTO.jpg?fit=387%2C114&amp;ssl=1\" width=\"387\" height=\"114\" 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data-id=\"a6af424\" data-element_type=\"widget\" id=\"revolving\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/staging.asufin.com\/staging\/reclama\/tarjetas\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"54787\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/tarjetas_y_creditos_revoling-jpg\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/TARJETAS_Y_CREDITOS_REVOLING.jpg?fit=387%2C114&amp;ssl=1\" data-orig-size=\"387,114\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"TARJETAS_Y_CREDITOS_REVOLING.jpg\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/TARJETAS_Y_CREDITOS_REVOLING.jpg?fit=387%2C114&amp;ssl=1\" width=\"387\" height=\"114\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/TARJETAS_Y_CREDITOS_REVOLING.jpg?fit=387%2C114&amp;ssl=1\" class=\"attachment-large size-large wp-image-54787\" alt=\"\" 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data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71830cd honor elementor-widget elementor-widget-image\" data-id=\"71830cd\" data-element_type=\"widget\" id=\"honor\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/staging.asufin.com\/staging\/reclama\/derecho-al-honor\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"54782\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/derecho_al_honor-jpg\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/DERECHO_AL_HONOR.jpg?fit=387%2C114&amp;ssl=1\" data-orig-size=\"387,114\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"DERECHO_AL_HONOR.jpg\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/DERECHO_AL_HONOR.jpg?fit=387%2C114&amp;ssl=1\" width=\"387\" height=\"114\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/09\/DERECHO_AL_HONOR.jpg?fit=387%2C114&amp;ssl=1\" class=\"attachment-large size-large wp-image-54782\" alt=\"\" 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At\u00e8s que ens trobem davant un escenari en el qual s&#8217;adquireix una cosa inexistent, resulten summament importants les garanties a futur que es formalitzen en [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":56947,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"class_list":["post-57267","page","type-page","status-publish","hentry"],"acf":[],"jetpack_shortlink":"https:\/\/wp.me\/PeayLa-eTF","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/pages\/57267","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=57267"}],"version-history":[{"count":30,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/pages\/57267\/revisions"}],"predecessor-version":[{"id":104327,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/pages\/57267\/revisions\/104327"}],"up":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/pages\/56947"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=57267"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=57267"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}