{"id":101283,"date":"2022-05-30T14:33:36","date_gmt":"2022-05-30T14:33:36","guid":{"rendered":"https:\/\/www.asufin.com\/?p=101283"},"modified":"2022-05-30T14:36:29","modified_gmt":"2022-05-30T14:36:29","slug":"la-banca-trasllada-a-les-hipoteques-fixes-lalca-leuribor-en-encarir-les-un-038-des-de-desembre","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/la-banca-trasllada-a-les-hipoteques-fixes-lalca-leuribor-en-encarir-les-un-038-des-de-desembre\/","title":{"rendered":"La banca trasllada a les hipoteques fixes l’al\u00e7a l’euribor, en encarir-les un 0,38% des de desembre"},"content":{"rendered":"\t\t
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La pujada de les hipoteques fixes est\u00e0 sent paral\u00b7lela a la de l’Euribor, que ha escalat un 0,63% des de finals d’any i es preveu que segueixi en aquesta senda a l’al\u00e7a<\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Les hipoteques fixes han passat de ser un producte testimonial en el nostre mercat,<\/strong> a penes representava el 5,8% al febrer de 2012, enfront de m\u00e9s del 94% de les variables, a pr\u00e0cticament ser l’opci\u00f3 dominant en aquesta arrencada de l’any:<\/strong> el 76,8% de les hipoteques s\u00f3n ara fixes, enfront del 26,2% de variables, segons la dada del mes de febrer. \u00c9s a dir, una pujada del 71% en aquesta \u00faltima d\u00e8cada.<\/p>

El reclam d’aquestes hipoteques en els \u00faltims anys ha estat el d’oferir preus molt competitius, en la mesura en qu\u00e8 l’Euribor ha estat situat en terreny negatiu, fins a aconseguir l’hist\u00f2ric mig punt en negatiu. Fins ara.<\/p>

Les dades ofertes en el nostre webinar, a c\u00e0rrec d’Antonio Gallardo, responsable d’Estudis<\/strong> de l’associaci\u00f3, revelen que la banca est\u00e0 traslladant ja la pujada de l’Euribor a les hipoteques fixes,<\/strong> en concret, han pujat un 0,38%, de desembre a mar\u00e7, en paral\u00b7lel amb la pujada de l’Euribor, que \u00e9s del 0,63%, en aquesta mateixa forqueta temporal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Si tens una targeta revolving, apunta’t gratis al nostre pr\u00f2xim webinar<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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La veritat \u00e9s que la hipoteca fixa<\/a> \u00e9s un segment del mercat que ha resultat bastant rendible a les entitats banc\u00e0ries, en aquests \u00faltims cinc anys,<\/strong> a l’\u00e9sser un 1,8% de mitjana m\u00e9s cares que les variables. En cost mitj\u00e0, un hipotecat en tipus d’inter\u00e8s fix ha pagat de mitjana 113,57 euros m\u00e9s al mes, que es tradueix en 1.362,84 euros m\u00e9s a l’any, i fins a 6.814,20 euros m\u00e9s en aquests \u00faltims cinc anys.<\/p>

Finalment, el nostre expert ha ofert dades sobre les hipoteques que exigeixen bonificaci\u00f3,<\/a> que resulten, de mitjana 577 euros m\u00e9s cares,<\/strong> perqu\u00e8 la TAE incorpora el preu de tots els productes que han de contractar-se de manera complement\u00e0ria.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

La pujada de les hipoteques fixes est\u00e0 sent paral\u00b7lela a la de l’Euribor, que ha escalat un 0,63% des de finals d’any i es preveu que segueixi en aquesta senda a l’al\u00e7a.<\/p>\n","protected":false},"author":279,"featured_media":100332,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3279,3278,6888],"tags":[],"class_list":["post-101283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-destacat-cat","category-asufin-comunicats-cat","category-hipoteca-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2022\/05\/subida-hipotecas-fijas-scaled.jpg?fit=2560%2C1920&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-qlB","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/101283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=101283"}],"version-history":[{"count":7,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/101283\/revisions"}],"predecessor-version":[{"id":101290,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/101283\/revisions\/101290"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/100332"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=101283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=101283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=101283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}