{"id":12689,"date":"2013-06-11T10:00:36","date_gmt":"2013-06-11T10:00:36","guid":{"rendered":"http:\/\/asuapedefin.com\/?p=12689"},"modified":"2022-05-30T09:54:54","modified_gmt":"2022-05-30T09:54:54","slug":"martorell-condena-a-mare-nostrum-por-sus-swaps","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/martorell-condena-a-mare-nostrum-por-sus-swaps\/","title":{"rendered":"Martorell condena a Mare Nostrum por sus swaps"},"content":{"rendered":"<h4 style=\"text-align: justify;\">La juez sostiene que el banco coloc\u00f3 un producto que no era el adecuado a las necesidades financieras de la PYME. Adem\u00e1s, Caixa Pened\u00e9s no realiz\u00f3 las observaciones oportunas sobre la cancelaci\u00f3n de la permuta financiera.<\/h4>\n<p style=\"text-align: justify;\">Un juzgado de Martorell (Barcelona) ha ordenado la devoluci\u00f3n de las liquidaciones correspondientes a una permuta financiera a una empresa, adem\u00e1s de proceder la entidad bancaria, Banco Mare Nostrum, a la cancelaci\u00f3n del contrato entre las partes.<\/p>\n<p style=\"text-align: justify;\">La sentencia, emitida por el <a href=\"http:\/\/asuapedefin.com\/sentencias\/S_130603_BMN_CPENEDES_JPIEI2_MARTORELL_PYME_SIN.pdf\" target=\"_blank\" rel=\"noopener\">Juzgado de Primera Instancia e Instrucci\u00f3n n\u00famero 2 de la localidad<\/a>, afirma que Caixa Pened\u00e9s no aport\u00f3 \u0093<i>informaci\u00f3n clara sobre las posibles p\u00e9rdidas de capital y riesgos<\/i>\u0094 y vendi\u00f3 el producto bajo la apariencia de un cobertura de riesgos. Adem\u00e1s, <strong>la PYME contrat\u00f3 un producto financiero \u0093<i>que no era el adecuado<\/i>\u0094, concluye la sentencia<\/strong>.<\/p>\n<p style=\"text-align: justify;\">La magistrada recuerda que los bancos deben hacer un especial \u0093<i>hincapi\u00e9 en la informaci\u00f3n sobre las posibilidades de cancelaci\u00f3n anticipada<\/i>\u0094, en especial a la posibilidad de cancelar el producto a coste cero y las consecuencias de este acto. <strong>Banco Mare Nostrum no realiz\u00f3 esta comunicaci\u00f3n a la empresa antes de la firma del contrato<\/strong>, pues la empresa necesitaba liquidez y estaba condicionada a la contrataci\u00f3n del <a href=\"https:\/\/staging.asufin.com\/staging\/reclama\/swaps\/\">swap<\/a>.<\/p>\n<hr \/>\n<p><strong>Direcci\u00f3n letrada: Ignacio S\u00e1nchez Meya<br \/>\nBanco: Banco Mare Nostrum, S.A.U. (Caixa Pened\u00e9s)<br \/>\nProducto: Permuta financiera<br \/>\nPerfil: PYME<br \/>\nPDF: <a href=\"http:\/\/asuapedefin.com\/sentencias\/S_130603_BMN_CPENEDES_JPIEI2_MARTORELL_PYME_SIN.pdf\" target=\"_blank\" rel=\"noopener\">S_130603_BMN_CPENEDES_JPIEI2_MARTORELL_PYME_SIN.pdf<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La juez sostiene que el banco coloc\u00f3 un producto que no era el adecuado a las necesidades financieras de la PYME. Adem\u00e1s, Caixa Pened\u00e9s no realiz\u00f3 las observaciones oportunas sobre la cancelaci\u00f3n de la permuta financiera.<\/p>\n","protected":false},"author":2,"featured_media":9392,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[214,152,17,25],"tags":[735,215,650,204,170,183,928],"class_list":["post-12689","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bmnostrum","category-cpenedes","category-sentencias","category-swaps","tag-banco-mare-nostrum","tag-caixa-penedes","tag-ignacio-sanchez-meya","tag-permuta-financiera","tag-pyme","tag-swap","tag-swap-tipos-de-interes"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2012\/09\/slide_cpenedes.jpg?fit=920%2C449&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-3iF","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/12689","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=12689"}],"version-history":[{"count":1,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/12689\/revisions"}],"predecessor-version":[{"id":101235,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/12689\/revisions\/101235"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/9392"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=12689"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=12689"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=12689"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}