{"id":19429,"date":"2015-03-06T08:00:02","date_gmt":"2015-03-06T06:00:02","guid":{"rendered":"http:\/\/asuapedefin.com\/?p=19429"},"modified":"2017-10-31T08:33:13","modified_gmt":"2017-10-31T08:33:13","slug":"barcelona-confirma-una-condena-por-swaps-contra-banesto","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/barcelona-confirma-una-condena-por-swaps-contra-banesto\/","title":{"rendered":"Barcelona confirma una condena por swaps contra Banesto"},"content":{"rendered":"<p>La<a href=\"http:\/\/asuapedefin.com\/sentencias\/S_141114_BANESTO_AP14_BARCELONA_CONFIRMA_130212_JPI29_BARCELONA_SWAP_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\"> Audiencia Provincial n\u00famero 14 de Barcelona<\/a> ha confirmado la nulidad de un contrato swap suscrito por un particular con Banesto. El motivo de la condena ha sido la existencia de error y vicio en el consentimiento por falta de informaci\u00f3n precontractual. La entidad deber\u00e1 reembolsar las liquidaciones negativas ejecutadas a su cliente, unos 40.000 euros, m\u00e1s los intereses legales.<\/p>\n<p>Como en otros casos, Banesto no inform\u00f3 sobre los riesgos y caracter\u00edsticas del producto, llevando al equ\u00edvoco de que se trataba de un seguro. Tampoco realiz\u00f3 ninguna simulaci\u00f3n sobre la actuaci\u00f3n del swap en diversos escenarios.<\/p>\n<p>Asimismo, no se explic\u00f3 c\u00f3mo se calculaba el coste de cancelaci\u00f3n anticipada, ni se expuso la suma a la que pod\u00eda alcanzar.<\/p>\n<p>Por tanto, Banesto incurri\u00f3 contra la Ley del Mercado de Valores y la normativa MIFID, al no ofrecer la m\u00e1xima diligencia informativa a un particular minorista.<\/p>\n<hr \/>\n<p><strong>Direcci\u00f3n Letrada: Arcadi Sala-Planell.<\/strong><br \/>\n<strong>Banco: Banesto.<\/strong><br \/>\n<strong>Producto: Swaps.<\/strong><br \/>\n<strong>Perfil: Particular.<\/strong><br \/>\n<strong>PDF:<a href=\"http:\/\/asuapedefin.com\/sentencias\/S_141114_BANESTO_AP14_BARCELONA_CONFIRMA_130212_JPI29_BARCELONA_SWAP_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\">S_141114_BANESTO_AP14_BARCELONA_CONFIRMA_130212_JPI29_BARCELONA_SWAP_PART_SIN.pdf<\/a> <\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Audiencia Provincial n\u00famero 14 de Barcelona ha confirmado la nulidad de un contrato swap suscrito por un particular con Banesto. El motivo de la condena ha sido la existencia de error y vicio en el consentimiento por falta de informaci\u00f3n precontractual. La entidad deber\u00e1 reembolsar las liquidaciones negativas ejecutadas a su cliente, unos 40.000 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":16975,"comment_status":"open","ping_status":"closed","sticky":false,"template":"page-asufin-noticia.php","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[147,17,25],"tags":[218,237,253,27,815,164,30],"class_list":["post-19429","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banesto","category-sentencias","category-swaps","tag-arcadi-sala-planell","tag-banesto","tag-barcelona","tag-cataluna","tag-juzgado-de-primera-instancia","tag-particular","tag-swaps"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2014\/05\/banesto_.jpg?fit=2816%2C1880&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-53n","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/19429","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=19429"}],"version-history":[{"count":0,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/19429\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/16975"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=19429"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=19429"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=19429"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}