{"id":19730,"date":"2015-04-01T12:00:59","date_gmt":"2015-04-01T10:00:59","guid":{"rendered":"http:\/\/asuapedefin.com\/?p=19730"},"modified":"2017-10-30T17:14:10","modified_gmt":"2017-10-30T17:14:10","slug":"barcelona-condena-a-caixabank-por-swaps","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/barcelona-condena-a-caixabank-por-swaps\/","title":{"rendered":"Barcelona confirma una condena a Caixabank por swaps"},"content":{"rendered":"<p>La <a href=\"http:\/\/asuapedefin.com\/sentencias\/S_141203_CAIXABANK_AP11_BARCELONA_confirma_140413_JPI22_BARCELONA_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\">Audiencia Provincial n\u00famero 11 de Barcelona<\/a> ha confirmado la nulidad de una permuta financiera de tipos de inter\u00e9s suscrita por un particular con La Caixa. El motivo de la condena, como viene siendo habitual, es la existencia de error y vicio en el consentimiento debido a la falta de diligencia informativa en la comercializaci\u00f3n de un producto complejo a clientes minoristas, hecho que supone el incumplimiento de la Ley del Mercado de Valores.<\/p>\n<p>El afectado contrat\u00f3 la permuta financiera de tipos de inter\u00e9s creyendo que se trataba de un seguro frente a la subida del Euribor. En ning\u00fan momento fue informado, ni siquiera con un folleto informativo, \u00a0de las posibles consecuencias que pod\u00eda tener el producto en caso de subida de los tipos. Tampoco se le advirti\u00f3 del coste que supondr\u00eda la cancelaci\u00f3n anticipada del swap.<\/p>\n<p>Por ello, la entidad deber\u00e1 reembolsar unos 5.800 euros que el cliente perdi\u00f3 en liquidaciones negativas y hacer frente a las costas procesales.<\/p>\n<hr \/>\n<p><strong>Direcci\u00f3n Letrada: Arcadi Sala-Planell.<\/strong><br \/>\n<strong>Banco: Caixabank.<\/strong><br \/>\n<strong>Producto: Swaps.<\/strong><br \/>\n<strong>Perfil: Particular.<\/strong><br \/>\n<strong>PDF:<a href=\"http:\/\/asuapedefin.com\/sentencias\/S_141203_CAIXABANK_AP11_BARCELONA_confirma_140413_JPI22_BARCELONA_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\">S_141203_CAIXABANK_AP11_BARCELONA_confirma_140413_JPI22_BARCELONA_PART_SIN.pdf<\/a> <\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Audiencia Provincial n\u00famero 11 de Barcelona ha confirmado la nulidad de una permuta financiera de tipos de inter\u00e9s suscrita por un particular con La Caixa. El motivo de la condena, como viene siendo habitual, es la existencia de error y vicio en el consentimiento debido a la falta de diligencia informativa en la comercializaci\u00f3n [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":17620,"comment_status":"open","ping_status":"closed","sticky":false,"template":"page-asufin-noticia.php","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[153,163,17,25],"tags":[218,201,253,820,27,136,164,30],"class_list":["post-19730","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-caixabank","category-lacaixa","category-sentencias","category-swaps","tag-arcadi-sala-planell","tag-audiencia-provincial","tag-barcelona","tag-caixabank","tag-cataluna","tag-la-caixa","tag-particular","tag-swaps"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2014\/09\/Caixa.jpg?fit=550%2C235&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-58e","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/19730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=19730"}],"version-history":[{"count":0,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/19730\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/17620"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=19730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=19730"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=19730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}