{"id":20104,"date":"2015-11-30T08:00:10","date_gmt":"2015-11-30T06:00:10","guid":{"rendered":"http:\/\/asuapedefin.com\/?p=20104"},"modified":"2017-10-30T16:01:32","modified_gmt":"2017-10-30T16:01:32","slug":"bankinter-condenado-una-vez-mas-por-sus-intercambios","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/bankinter-condenado-una-vez-mas-por-sus-intercambios\/","title":{"rendered":"Bankinter condenado una vez m\u00e1s por sus intercambios"},"content":{"rendered":"<p>La <a href=\"http:\/\/asuapedefin.com\/sentencias\/S_150302_BANKINTER_AP20_MADRID_CONFIRMA_130923_JPI5_MADRID_ASUAPEDEFIN_INTER_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\">Audiencia Provincial 20 de Madrid<\/a> ha confirmado la condena que estimaba la nulidad de un intercambio de tipos-cuotas comercializado por Bankinter a un matromonio socio de Asufin.<\/p>\n<p>Los afectados, un matrimonio, contrataron el swap bajo error y vicio en el consentimiento. Durante la contrataci\u00f3n no recibieron la diligencia informativa exigida para la comercializaci\u00f3n de productos financieros complejos a clientes minoristas.<\/p>\n<p>Cuando suscribieron la permuta, pensaban que se trataba de un seguro sin costes frente a la subida del Euribor en su cr\u00e9dito hipotecario, tal y como lo expon\u00eda la entidad en su publicidad.<\/p>\n<p>Bankinter, pese a la condici\u00f3n de minorista del cliente y su completo desconocimiento del producto, no expuso claramente los riesgos y funcionamiento de la permuta. Tampoco realiz\u00f3 simulaciones de escenarios o explicaci\u00f3n detallada del coste de cancelaci\u00f3n anticipada.<\/p>\n<p>Por tanto, Bankinter deber\u00e1 reembolsar las liquidaciones ejecutadas, m\u00e1s los intereses devengados y hacer frente a las costas procesales<\/p>\n<hr \/>\n<p><strong>Direcci\u00f3n Letrada: Patricia Gabeiras V\u00e1zquez.<\/strong><br \/>\n<strong>Banco: Bankinter.<\/strong><br \/>\n<strong>Producto: Swaps.<\/strong><br \/>\n<strong>Perfil: MInorista (Asufin)<\/strong><br \/>\n<strong>PDF:<\/strong><strong> <a href=\"http:\/\/asuapedefin.com\/sentencias\/S_150302_BANKINTER_AP20_MADRID_CONFIRMA_130923_JPI5_MADRID_ASUAPEDEFIN_INTER_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\">S_150302_BANKINTER_AP20_MADRID_CONFIRMA_130923_JPI5_MADRID_ASUAPEDEFIN_INTER_PART_SIN.pdf<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Audiencia Provincial 20 de Madrid ha confirmado la condena que estimaba la nulidad de un intercambio de tipos-cuotas comercializado por Bankinter a un matromonio socio de Asufin. Los afectados, un matrimonio, contrataron el swap bajo error y vicio en el consentimiento. Durante la contrataci\u00f3n no recibieron la diligencia informativa exigida para la comercializaci\u00f3n de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":15763,"comment_status":"open","ping_status":"closed","sticky":false,"template":"page-asufin-noticia.php","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[82,20,17,25],"tags":[113,201,69,1819,2342,62,164,814],"class_list":["post-20104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-cat","category-bankinter","category-sentencias","category-swaps","tag-asuapedefin","tag-audiencia-provincial","tag-bankinter","tag-c-madrid","tag-intercambio-tipo-cuota","tag-madrid","tag-particular","tag-patricia-gabeiras-vazquez"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2014\/02\/Alfonso_Castillo_Segway.jpg?fit=1600%2C1200&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-5eg","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/20104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=20104"}],"version-history":[{"count":0,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/20104\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/15763"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=20104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=20104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=20104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}