{"id":20108,"date":"2015-12-05T08:00:29","date_gmt":"2015-12-05T06:00:29","guid":{"rendered":"http:\/\/asuapedefin.com\/?p=20108"},"modified":"2017-10-30T15:53:00","modified_gmt":"2017-10-30T15:53:00","slug":"los-clips-de-bankinter-anulados-sistematicamente-por-la-audiencia-provincial-de-madrid","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/los-clips-de-bankinter-anulados-sistematicamente-por-la-audiencia-provincial-de-madrid\/","title":{"rendered":"Los clips de Bankinter anulados sistem\u00e1ticamente por la Audiencia Provincial de Madrid"},"content":{"rendered":"<p>La <a href=\"http:\/\/asuapedefin.com\/sentencias\/S_150612_AP10_MADRID_CONFIRMA_140606_JPI26_MADRID_ASUAPEDEFIN_CLIP_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\">Audiencia Provincial 10 de Madrid<\/a> ha confirmado la existencia de error y vicio en el consentimiento en la contrataci\u00f3n de un Clip Bankinter suscrito por una socia de ASUFIN.<\/p>\n<p>La entidad incumpli\u00f3 la Ley del Mercado de Valores y la normativa MIFID al no ofrecer la diligencia informativa previa a la contrataci\u00f3n exigida para la comercializaci\u00f3n de productos financieros complejos a clientes minoristas.<\/p>\n<p>Bankinter expuso la permuta financiera como un seguro frente a la subida de los tipos de inter\u00e9s, sin explicar realmente y en profundidad el funcionamiento y riesgos es caso de bajada de los tipos.<\/p>\n<p>Asimismo, no explic\u00f3 el coste de cancelaci\u00f3n anticipada. Tampoco realiz\u00f3 simulaciones de posibles escenarios de actuaci\u00f3n del producto que ayudaran a entender su funcionamiento.<\/p>\n<p>Por tanto, Bankinter deber\u00e1 reembolsar las liquidaciones negativas ejecutadas a su cliente, m\u00e1s los intereses devengados y las costas procesales.<\/p>\n<hr \/>\n<p><strong>Direcci\u00f3n Letrada: Patricia Gabeiras V\u00e1zquez.<\/strong><br \/>\n<strong>Banco: Bankinter.<\/strong><br \/>\n<strong>Producto: Clip (swap)<\/strong><br \/>\n<strong>Perfil: Minorista (ASUFIN)<\/strong><br \/>\n<strong>PDF:<a href=\"http:\/\/asuapedefin.com\/sentencias\/S_150612_AP10_MADRID_CONFIRMA_140606_JPI26_MADRID_ASUAPEDEFIN_CLIP_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\">S_150612_AP10_MADRID_CONFIRMA_140606_JPI26_MADRID_ASUAPEDEFIN_CLIP_PART_SIN.pdf<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Audiencia Provincial 10 de Madrid ha confirmado la existencia de error y vicio en el consentimiento en la contrataci\u00f3n de un Clip Bankinter suscrito por una socia de ASUFIN. La entidad incumpli\u00f3 la Ley del Mercado de Valores y la normativa MIFID al no ofrecer la diligencia informativa previa a la contrataci\u00f3n exigida para [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":20366,"comment_status":"open","ping_status":"closed","sticky":false,"template":"page-asufin-noticia.php","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[82,20,17,25],"tags":[113,201,69,1819,62,164,814,30],"class_list":["post-20108","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-cat","category-bankinter","category-sentencias","category-swaps","tag-asuapedefin","tag-audiencia-provincial","tag-bankinter","tag-c-madrid","tag-madrid","tag-particular","tag-patricia-gabeiras-vazquez","tag-swaps"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2015\/07\/bankinter.jpg?fit=1280%2C960&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-5ek","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/20108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=20108"}],"version-history":[{"count":0,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/20108\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/20366"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=20108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=20108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=20108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}