{"id":20115,"date":"2015-11-26T08:00:23","date_gmt":"2015-11-26T06:00:23","guid":{"rendered":"http:\/\/asuapedefin.com\/?p=20115"},"modified":"2017-10-30T16:02:46","modified_gmt":"2017-10-30T16:02:46","slug":"otra-nulidad-de-un-intercambio-de-bankinter-en-la-audiencia-provincial-de-madrid","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/otra-nulidad-de-un-intercambio-de-bankinter-en-la-audiencia-provincial-de-madrid\/","title":{"rendered":"Otra nulidad de un intercambio de Bankinter en la Audiencia Provincial de Madrid"},"content":{"rendered":"<ul>\n<li>\n<h4>La<a href=\"http:\/\/asuapedefin.com\/sentencias\/S_150324_BANKINTER_AP12_MADRID_CONFIRMA_131115_JPI77_MADRID_ASUAPEDEFIN_INTER_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\"> Audiencia Provincial 12 de Madrid<\/a> ha confirmado una condena a favor de un matrimonio socio de ASUFIN frente a Bankinter.<\/h4>\n<\/li>\n<\/ul>\n<p>Los magistrados han estimado la existencia de error y vicio en el consentimiento por falta de diligencia informativa hacia un cliente minorista, incumpliendo la Ley del Mercado de Valores.<\/p>\n<p>Bankinter ofreci\u00f3 a nuestros asociados un contrato de intercambio de tipos\/cuota como un seguro frente a la subida de los tipos de inter\u00e9s, con cancelaci\u00f3n anticipada sin coste adicional.<\/p>\n<p>Durante la comercializaci\u00f3n no se realizaron simulaciones de posibles escenarios de actuaci\u00f3n del swap, ni explicaci\u00f3n acerca del coste de cancelaci\u00f3n anticipada (pese a presentarse el producto sin coste de cancelaci\u00f3n), adem\u00e1s este coste no ven\u00eda especificado en el contrato, citando simplemente a las condiciones del Mercado de Tipos de Inter\u00e9s como m\u00e9todo de c\u00e1lculo.<\/p>\n<p>Por tanto, debido al perfil minorista de los clientes, Bankinter incumpli\u00f3 una vez m\u00e1s la Ley del Mercado de Valores, al no ofrecer especial cuidado informativo a la hora de comercializar a un sujeto de dicho perfil un producto financiero complejo.<\/p>\n<hr \/>\n<p><strong>Direcci\u00f3n Letrada: Patricia Gabeiras V\u00e1zquez.<\/strong><br \/>\n<strong>Banco: Bankinter.<\/strong><br \/>\n<strong>Producto: Intercambio (swap)<\/strong><br \/>\n<strong>Perfil: Minorista (ASUFIN)<\/strong><br \/>\n<strong>PDF:<\/strong><strong><a href=\"http:\/\/asuapedefin.com\/sentencias\/S_150324_BANKINTER_AP12_MADRID_CONFIRMA_131115_JPI77_MADRID_ASUAPEDEFIN_INTER_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\">S_150324_BANKINTER_AP12_MADRID_CONFIRMA_131115_JPI77_MADRID_ASUAPEDEFIN_INTER_PART_SIN.pdf<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Audiencia Provincial 12 de Madrid ha confirmado una condena a favor de un matrimonio socio de ASUFIN frente a Bankinter. Los magistrados han estimado la existencia de error y vicio en el consentimiento por falta de diligencia informativa hacia un cliente minorista, incumpliendo la Ley del Mercado de Valores. Bankinter ofreci\u00f3 a nuestros asociados [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":20366,"comment_status":"open","ping_status":"closed","sticky":false,"template":"page-asufin-noticia.php","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[82,20,17,25],"tags":[113,201,69,1819,62,164,814,30],"class_list":["post-20115","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-cat","category-bankinter","category-sentencias","category-swaps","tag-asuapedefin","tag-audiencia-provincial","tag-bankinter","tag-c-madrid","tag-madrid","tag-particular","tag-patricia-gabeiras-vazquez","tag-swaps"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2015\/07\/bankinter.jpg?fit=1280%2C960&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-5er","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/20115","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=20115"}],"version-history":[{"count":0,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/20115\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/20366"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=20115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=20115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=20115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}