{"id":20124,"date":"2015-11-27T08:00:16","date_gmt":"2015-11-27T06:00:16","guid":{"rendered":"http:\/\/asuapedefin.com\/?p=20124"},"modified":"2017-10-30T16:02:30","modified_gmt":"2017-10-30T16:02:30","slug":"anulado-otro-intercambio-cuota-fija-de-bankinter","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/anulado-otro-intercambio-cuota-fija-de-bankinter\/","title":{"rendered":"Anulado otro &quot;intercambio cuota fija&quot; de Bankinter a favor de un socio de ASUFIN"},"content":{"rendered":"<ul>\n<li>\n<h4>La <a href=\"http:\/\/asuapedefin.com\/sentencias\/S_150414_BANKINTER_AP20_MADRID_REVOCA_130715_JPI26_MADRID_ASUAPEDEFIN_INTER_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\">Audiencia Provincial 21 de Madrid<\/a> ha revocado la sentencia que desestimaba la demanda presentada por socios de ASUFIN<\/h4>\n<\/li>\n<li>\n<h4>Bankinter deber\u00e1 devolver a nuestros asociados m\u00e1s de 7.000 euros m\u00e1s intereses legales<\/h4>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Los afectados suscribieron el swap denominado \u0093CUOTA FIJA\u0094 creyendo que se trataba de un seguro o cobertura frente a la subida de los tipos que fijaba el coste de su hipoteca.<\/p>\n<p>La entidad incumpli\u00f3 la Ley del Mercado de Valores al no transmitir con la claridad exigida el funcionamiento y riesgos del swap en caso de bajada de los tipos.<\/p>\n<p>Debido al perfil de cliente minorista del demandante, Bankinter deb\u00eda ofrecer la m\u00e1xima diligencia informativa a la hora de comercializar un producto financiero complejo como este.<\/p>\n<p>Asimismo, las referencias al coste de cancelaci\u00f3n anticipada, elemento clave del contrato, son vagas y poco definidas, no aportando una f\u00f3rmula exacta de c\u00e1lculo. Simplemente se hace referencia a que depender\u00e1 de la situaci\u00f3n del mercado en el momento de la cancelaci\u00f3n.<\/p>\n<p>Por tanto, Bankinter deber\u00e1 reembolsar las p\u00e9rdidas causadas por las liquidaciones negativas ejecutadas, unos 7.000 euros, m\u00e1s los intereses devengados y las costas procesales.<\/p>\n<hr \/>\n<p><strong>Direcci\u00f3n Letrada: Patricia Gabeiras V\u00e1zquez.<\/strong><br \/>\n<strong>Banco: Bankinter.<\/strong><br \/>\n<strong>Producto: Swaps.<\/strong><br \/>\n<strong>Perfil: Minorista (ASUFIN)<\/strong><br \/>\n<strong>PDF:<\/strong><strong><a href=\"http:\/\/asuapedefin.com\/sentencias\/S_150414_BANKINTER_AP20_MADRID_REVOCA_130715_JPI26_MADRID_ASUAPEDEFIN_INTER_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\">S_150414_BANKINTER_AP20_MADRID_REVOCA_130715_JPI26_MADRID_ASUAPEDEFIN_INTER_PART_SIN.pdf<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Audiencia Provincial 21 de Madrid ha revocado la sentencia que desestimaba la demanda presentada por socios de ASUFIN Bankinter deber\u00e1 devolver a nuestros asociados m\u00e1s de 7.000 euros m\u00e1s intereses legales &nbsp; Los afectados suscribieron el swap denominado \u0093CUOTA FIJA\u0094 creyendo que se trataba de un seguro o cobertura frente a la subida de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":16509,"comment_status":"open","ping_status":"closed","sticky":false,"template":"page-asufin-noticia.php","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[82,20,17,25],"tags":[79,201,69,1819,62,164,814,30],"class_list":["post-20124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-cat","category-bankinter","category-sentencias","category-swaps","tag-asufin","tag-audiencia-provincial","tag-bankinter","tag-c-madrid","tag-madrid","tag-particular","tag-patricia-gabeiras-vazquez","tag-swaps"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2014\/04\/Imagen-de-una-sucursal-de-Bankinter-.jpg?fit=916%2C395&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-5eA","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/20124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=20124"}],"version-history":[{"count":0,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/20124\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/16509"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=20124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=20124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=20124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}