{"id":20705,"date":"2015-10-25T06:00:39","date_gmt":"2015-10-25T04:00:39","guid":{"rendered":"http:\/\/asufin.com\/?p=20705"},"modified":"2022-02-28T22:05:48","modified_gmt":"2022-02-28T22:05:48","slug":"el-tribunal-supremo-anula-un-contrato-de-swap-del-banco-santander","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/el-tribunal-supremo-anula-un-contrato-de-swap-del-banco-santander\/","title":{"rendered":"El Tribunal Supremo anula un contrato de swap del Banco Santander"},"content":{"rendered":"<ul>\n<li>\n<h4>El Tribunal Supremo continua su doctrina sobre la informaci\u00f3n que debe ser facilitada al cliente minorista<\/h4>\n<\/li>\n<li>\n<h4>El Santander tendr\u00e1 que devolver m\u00e1s de 40.000 euros al cliente as\u00ed como el inter\u00e9s legal<\/h4>\n<\/li>\n<\/ul>\n<p>\u00bb <a href=\"http:\/\/www.poderjudicial.es\/cgpj\/es\/Poder%2DJudicial\/Tribunal%2DSupremo\/Noticias%2DJudiciales\/El%2DTS%2Danula%2Dun%2Dcontrato%2Dde%2Dswap%2Ddel%2DBanco%2DSantander%2Dporque%2Dla%2Dinformacion%2Dal%2Dcliente%2Dera%2Dincomprensible%2Dpara%2Deste\" target=\"_blank\" rel=\"noopener\">nota de prensa del Tribunal Supremo<\/a><\/p>\n<div class=\"textoArticulo textoCorrido\">\n<p>La Sala Primera del Tribunal Supremo ha confirmado la sentencia de la Audiencia Provincial de Santa Cruz de Tenerife que anul\u00f3 un contrato de swap del Banco Santander al considerar que la entidad incumpli\u00f3 el deber de informaci\u00f3n al cliente minorista. La ficha del producto financiero que le facilit\u00f3 al cliente y que supuestamente era suficientemente explicativa, result\u00f3 incomprensible para un cliente no experto.<\/p>\n<p>La informaci\u00f3n que la entidad bancaria suministr\u00f3 a su cliente es, literalmente, la siguiente: \u0093<em>Los flujos de la presente operaci\u00f3n son equivalentes a la contrataci\u00f3n de una permuta financiera de tipos de inter\u00e9s, m\u00e1s la venta de una opci\u00f3n floor con barrera knock-in por parte del cliente m\u00e1s la compra de una opci\u00f3n cap por parte del cliente<\/em>\u0094.<\/p>\n<p>La desestimaci\u00f3n del recurso del Banco Santander y la consiguiente confirmaci\u00f3n de la sentencia de la Audiencia tinerfe\u00f1a supone que la entidad deber\u00e1 devolver a su cliente los <strong>42.645,91<\/strong> euros invertidos en el citado producto en 2008, m\u00e1s los correspondientes intereses legales.<\/p>\n<hr \/>\n<p><strong>DESCARGAR SENTENCIAS<\/strong><br \/>\n1\u00ba INST: <a href=\"https:\/\/panel.asufin.com\/ver-supremo\/38\" target=\"_blank\" rel=\"noopener\">s_110516_santander_jpi5_sct_pyme_sin.pdf<\/a><br \/>\n2\u00aa INST: <a href=\"https:\/\/panel.asufin.com\/ver-supremo\/38\" target=\"_blank\" rel=\"noopener\">S_120409_SANTANDER_AP4_SANTACRUZDETENERIFE_CONFIRMA_&#8230;.pdf<\/a><br \/>\n3\u00aa INST: <a href=\"https:\/\/panel.asufin.com\/ver-supremo\/38\" target=\"_blank\" rel=\"noopener\">STS_151015_BSANTANDER_CONFIRMA_&#8230;.pdf<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>El Tribunal Supremo continua su doctrina sobre la informaci\u00f3n que debe ser facilitada al cliente minorista El Santander tendr\u00e1 que devolver m\u00e1s de 40.000 euros al cliente as\u00ed como el inter\u00e9s legal \u00bb nota de prensa del Tribunal Supremo La Sala Primera del Tribunal Supremo ha confirmado la sentencia de la Audiencia Provincial de Santa [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":10581,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[100,17,25],"tags":[420,1768,183,283,64],"class_list":["post-20705","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bsantander","category-sentencias","category-swaps","tag-banco-santander","tag-interest-rate-swap","tag-swap","tag-tenerife","tag-tribunal-supremo"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2012\/12\/TribunalSupremo_02-e1355179308681.jpg?fit=919%2C451&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-5nX","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/20705","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=20705"}],"version-history":[{"count":1,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/20705\/revisions"}],"predecessor-version":[{"id":87423,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/20705\/revisions\/87423"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/10581"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=20705"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=20705"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=20705"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}