{"id":2116,"date":"2011-02-08T14:29:02","date_gmt":"2011-02-08T14:29:02","guid":{"rendered":"http:\/\/asufin.com\/?p=2116"},"modified":"2020-03-24T09:56:19","modified_gmt":"2020-03-24T08:56:19","slug":"tercera-sentencia-contra-la-caja-de-canarias","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/tercera-sentencia-contra-la-caja-de-canarias\/","title":{"rendered":"Tercera sentencia contra la Caja de Canarias"},"content":{"rendered":"<h4>El\u00a0<a href=\"http:\/\/asuapedefin.files.wordpress.com\/2011\/02\/s_110125_cajadecanarias_jpi14_lpgc_auton_sin.pdf\" target=\"_blank\" rel=\"noopener\">Juzgado de Primera Instancia nr. 14 de Las Palmas de Gran Canaria<\/a> acaba de dictar sentencia a favor de un farmac\u00e9utico que ten\u00eda contratado un swap con la Caja de Canarias. Se trata de la tercera sentencia contra esta entidad.<\/h4>\n<p>La sentencia incide en la falta de informaci\u00f3n precontractual as\u00ed como en la propia oscuridad del contrato. Empezando por el t\u00edtulo &#8216;CONTRATO DE GESTI\u00d3N DE RIESGOS FINANCIEROS&#8217;, el juez considera que puede llevar a enga\u00f1o. As\u00ed en la sentencia:<\/p>\n<figure id=\"attachment_2119\" aria-describedby=\"caption-attachment-2119\" style=\"width: 490px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/asuapedefin.files.wordpress.com\/2011\/02\/cdc_tit_contrato.jpg\" target=\"_blank\" rel=\"noopener\"><img data-recalc-dims=\"1\" decoding=\"async\" data-attachment-id=\"2119\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/formacion-fintech-sede-asufin-05-11-19\/img-20191105-wa0017-2\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2019\/11\/IMG-20191105-WA0017-1-1.jpg?fit=1920%2C1080&amp;ssl=1\" data-orig-size=\"1920,1080\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"TALLERES ASUFINTECH\" data-image-description=\"&lt;p&gt;TALLERES ASUFINTECH&lt;\/p&gt;\n\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2019\/11\/IMG-20191105-WA0017-1-1.jpg?fit=800%2C450&amp;ssl=1\" class=\"size-full wp-image-2119\" title=\"T\u00edtulo del Contrato\" src=\"http:\/\/asuapedefin.files.wordpress.com\/2011\/02\/cdc_tit_contrato.jpg?resize=490%2C66\" alt=\"T\u00edtulo del Contrato\" width=\"490\" height=\"66\" \/><\/a><figcaption id=\"caption-attachment-2119\" class=\"wp-caption-text\">T\u00edtulo del Contrato<\/figcaption><\/figure>\n<p>Cabe decir que es exactamente el mismo t\u00edtulo que tienen los contratos marco de los CLIPS de Bankinter. Por otro lado, el juez considera que la cl\u00e1usula de cancelaci\u00f3n no explica de manera transparente los gastos que la misma conlleva y que la cl\u00e1usula en la que se explican los riesgos tampoco es clara:<\/p>\n<figure id=\"attachment_2120\" aria-describedby=\"caption-attachment-2120\" style=\"width: 490px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/asuapedefin.files.wordpress.com\/2011\/02\/cdc_clausula.jpg\" target=\"_blank\" rel=\"noopener\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-2120\" title=\"Cl\u00e1usula de riesgos\" src=\"http:\/\/asuapedefin.files.wordpress.com\/2011\/02\/cdc_clausula.jpg?resize=490%2C162\" alt=\"Cl\u00e1usula de riesgos\" width=\"490\" height=\"162\" \/><\/a><figcaption id=\"caption-attachment-2120\" class=\"wp-caption-text\">Cl\u00e1usula de riesgos<\/figcaption><\/figure>\n<p>Parece que este tipo de cl\u00e1usulas, que son as\u00ed en la mayor\u00eda de los contratos, tendr\u00e1n que desaparecer en aras de la transparencia informativa.<\/p>\n<p>El caso ha sido defendido por Octavio Su\u00e1rez (Ausbanc) que est\u00e1 realizando una gran labor en las islas. La sentencia, como siempre que se trata de Canarias, nos la ha facilitado Mahler a qui\u00e9n no nos cansaremos de agradecer sus aportaciones.<\/p>\n<p>?\u00a0CAJA DE CANARIAS.- 25\/01\/2011, <a href=\"http:\/\/asuapedefin.files.wordpress.com\/2011\/02\/s_110125_cajadecanarias_jpi14_lpgc_auton_sin.pdf\" target=\"_blank\" rel=\"noopener\">JPI 14 LPGC<\/a> (aut\u00f3nomo)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El\u00a0Juzgado de Primera Instancia nr. 14 de Las Palmas de Gran Canaria acaba de dictar sentencia a favor de un farmac\u00e9utico que ten\u00eda contratado un swap con la Caja de Canarias. Se trata de la tercera sentencia contra esta entidad. La sentencia incide en la falta de informaci\u00f3n precontractual as\u00ed como en la propia oscuridad [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":44784,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[149,256,17,25],"tags":[325,339,279,183],"class_list":["post-2116","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bankia","category-cdcanarias","category-sentencias","category-swaps","tag-caja-de-canarias","tag-contrato-de-gestion-de-riesgos-financieros","tag-permuta-de-tipos-de-interes","tag-swap"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2019\/07\/AUDIENCIA-PROVINCIAL-DE-LAS-PALMAS.jpg?fit=1024%2C576&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-y8","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/2116","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=2116"}],"version-history":[{"count":0,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/2116\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/44784"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=2116"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=2116"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=2116"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}