{"id":27344,"date":"2017-02-04T12:00:01","date_gmt":"2017-02-04T11:00:01","guid":{"rendered":"https:\/\/asufin.com\/?p=27344"},"modified":"2019-12-22T14:14:46","modified_gmt":"2019-12-22T13:14:46","slug":"tarjeta-credito-wizink-bank-condenado-contrato-usurario","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/tarjeta-credito-wizink-bank-condenado-contrato-usurario\/","title":{"rendered":"Tarjeta Revolving: Wizink Bank condenado por contrato usurario"},"content":{"rendered":"<h5>[column size=one_half position=first ]\u00bbLas cl\u00e1usulas que regulan los intereses y comisiones de la tarjeta, se solicitan como nulas por falta de transparencia.[\/column]<\/h5>\n<h5>[column size=one_half position=last ]\u00bb Wizink Bank deber\u00e1 abonar las costas causadas en el procedimiento[\/column]<\/h5>\n<p>El demandante solicita que se reconozca el car\u00e1cter usurario del coste financiero de la tarjeta. Se pide la anulaci\u00f3n del contrato; y que sea devuelta la cantidad pagada en exceso.<\/p>\n<p>Las cl\u00e1usulas que regulan los intereses y comisiones de la tarjeta, se solicitan como nulas, por falta de transparencia. Se deja constancia que el demandante no contrat\u00f3 el seguro de protecci\u00f3n de pagos, por lo que solicita tambi\u00e9n su anulaci\u00f3n.<\/p>\n<p>Admitida a tr\u00e1mite la demanda, la entidad present\u00f3 contestaci\u00f3n; oponi\u00e9ndose a las peticiones de la demanda conforme. Defiende el car\u00e1cter no usurario del inter\u00e9s remuneratorio pactado; ya que es el habitual en el mercado para las tarjetas de cr\u00e9dito \u0093revolving\u0094. Sostiene tambi\u00e9n que todas las cl\u00e1usulas superan el control de transparencia.<\/p>\n<p>El juzgado por su parte, declara la nulidad del contrato suscrito entre la parte actora y el banco, por usurario. Adem\u00e1s, la entidad deber\u00e1 devolver todas las cantidades percibidas, por cualquier concepto que superen el capital dispuesto. Wizink Bank est\u00e1 obligado\u00a0tambi\u00e9n a abonar las costas causadas en el procedimiento.<\/p>\n<hr \/>\n<p><strong>Direcci\u00f3n Letrada: Jos\u00e9 Antonio Ballesteros Garrido<\/strong><br \/>\n<strong>Banco: Wizink Bank<\/strong><br \/>\n<strong>Producto:\u00a0Tarjeta de cr\u00e9dito<\/strong><br \/>\n<strong>Perfil: Particular<\/strong><br \/>\n<strong>Pdf:\u00a0<a href=\"https:\/\/asufin.com\/sentencias\/S_161214_WIZINK_BANK_JPI2_GIJON_TARJETACREDITO_PART_SIN.pdf\" target=\"_blank\" rel=\"noopener\">S_161214_WIZINK_BANK_JPI2_GIJON_TARJETACREDITO_PART_SIN<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00bb El juzgado declara la nulidad del contrato suscrito entre la parte actora y el banco por tener car\u00e1cter usurario<\/p>\n","protected":false},"author":2,"featured_media":27347,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3366,2807],"tags":[166,651,2806],"class_list":["post-27344","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tarjetas-revolving","category-wizink","tag-gijon","tag-jose-antonio-ballesteros-garrido","tag-revolving"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2017\/01\/wizink_tarjeta-2.jpg?fit=1153%2C741&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-772","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/27344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=27344"}],"version-history":[{"count":0,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/27344\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/27347"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=27344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=27344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=27344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}