{"id":39235,"date":"2018-11-20T19:43:12","date_gmt":"2018-11-20T18:43:12","guid":{"rendered":"https:\/\/www.asufin.com\/?p=39235"},"modified":"2021-06-09T09:57:43","modified_gmt":"2021-06-09T09:57:43","slug":"despeses-hipoteca-un-jutjat-de-malaga-condemna-al-banc-santander-a-retornar-el-iajd","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/despeses-hipoteca-un-jutjat-de-malaga-condemna-al-banc-santander-a-retornar-el-iajd\/","title":{"rendered":"DESPESES HIPOTECA: Un jutjat de M\u00e0laga condemna al Banc Santander a retornar l&#8217;IAJD"},"content":{"rendered":"<p><strong>El Jutjat de Primera Inst\u00e0ncia n\u00famero 18 bis de M\u00e0laga ha resolt condemnar al Banc Santander a retornar les despeses de formalitzaci\u00f3 d&#8217;una hipoteca constitu\u00efda l\u2019any 2014. Notaria, Registre, Gestoria i l&#8217;Impost de AJD han de ser retornats al consumidor.<\/strong><\/p>\n<p>Per a Patricia Su\u00e1rez, <em>&#8220;Amb aquesta sent\u00e8ncia es confirma el que ven\u00edem advertint des de ASUFIN: s\u00f3n els jutjats de primera inst\u00e0ncia els que tenen el valor de q\u00fcestionar les decisions del Tribunal Suprem i gr\u00e0cies als quals, els consumidors podem seguir batallant.<strong> La lluita continuar\u00e0 fins a Europa.<\/strong><\/em>&#8221;<\/p>\n<p>El jutge del jutjat 18bis de M\u00e0laga, Jes\u00fas Torres N\u00fa\u00f1ez, ha declarat nul\u00b7la la cl\u00e0usula de despeses per tractar-se d&#8217;una cl\u00e0usula pre-redactada per a una pluralitat de contractes, imposada al consumidor i que no supera el doble control de transpar\u00e8ncia<\/p>\n<p>Els efectes de la nul\u00b7litat s\u00f3n la devoluci\u00f3 d&#8217;1.990,31 euros que corresponen a:<\/p>\n<ul>\n<li>\u00a0NOTARI &#8211; 398,17 euros (50% de 796,34 euros).<\/li>\n<li>REGISTRE &#8211; 119,20 euros (100% del reclamat)<\/li>\n<li>GESTORIA &#8211; 226,87 euros (50% de 453,75 euros).<\/li>\n<li>IAJD &#8211; 1.246,07 euros (100% del reclamat)<\/li>\n<\/ul>\n<p>En una an\u00e0lisi jur\u00eddica de diversos fulls, el jutge arriba a la conclusi\u00f3 que &#8220;no hi ha dubte\u00a0 que, en la present controv\u00e8rsia, el pagament de l&#8217;impost d&#8217;Actes Jur\u00eddics Documentats ha de recaure\u00a0 en l&#8217;entitat prestadora, perqu\u00e8 la disposici\u00f3 del govern que s&#8217;acaba de dictar resol una llacuna interpretativa i per tant, \u00e9s t\u00e0citament retroactiva, sobretot quan parlem en el nostre camp de Dret Civil, m\u00e9s concretament de Dret dels Consumidors&#8221;<\/p>\n<p>&nbsp;<\/p>\n<p>Per a la presidenta de <strong>ASUFIN<\/strong> <em>&#8220;es tracta d&#8217;una bona not\u00edcia que demostra que seguir\u00e0 havent-hi debat jur\u00eddic i que els consumidors podem seguir batallant. <strong>Des de ASUFIN tenim interposades demandes col\u00b7lectives per la cl\u00e0usula de despeses contra totes les entitats financeres i animem als consumidors a qu\u00e8 segueixin plantant cara als abusos bancaris&#8221;<\/strong><\/em><\/p>\n<p>Com sempre, posem a disposici\u00f3 la sent\u00e8ncia que ja est\u00e0 publicada a la nostra web:<\/p>\n<hr \/>\n<p><strong>Direcci\u00f3 Lletrada: \u00c1lvaro Torres Feria<\/strong><br \/>\nDescarrega sent\u00e8ncia &#x27a1; <a href=\"https:\/\/goo.gl\/YBYNJ3\" target=\"_blank\" rel=\"noopener\">Sent\u00e8ncia JPI18 M\u00e0laga que imposa les despeses de l&#8217;impost d&#8217;AJD al Banc Santander<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Primera sentencia tras el fallo del Supremo que condena a un banco a devolver el impuesto de AJD en una hipoteca de 2014<\/p>\n","protected":false},"author":2,"featured_media":16253,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3279,7305,7307],"tags":[],"class_list":["post-39235","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-destacat-cat","category-sentencies-cat","category-sentencies-destacades-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2014\/03\/banco-santander2-e1607095908520.jpg?fit=1200%2C516&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-acP","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/39235","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=39235"}],"version-history":[{"count":1,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/39235\/revisions"}],"predecessor-version":[{"id":65380,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/39235\/revisions\/65380"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/16253"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=39235"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=39235"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=39235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}