{"id":40097,"date":"2019-01-25T09:27:03","date_gmt":"2019-01-25T08:27:03","guid":{"rendered":"https:\/\/www.asufin.com\/?p=40097"},"modified":"2021-06-01T14:24:59","modified_gmt":"2021-06-01T14:24:59","slug":"despeses-hipoteca-i-comissio-dobertura-el-ts-reparteix-salomonicament-les-despeses-i-avala-la-comissio-dobertura","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/despeses-hipoteca-i-comissio-dobertura-el-ts-reparteix-salomonicament-les-despeses-i-avala-la-comissio-dobertura\/","title":{"rendered":"Despeses Hipoteca i comissi\u00f3 d’obertura: el TS reparteix salom\u00f2nicament les despeses i avala la comissi\u00f3 d’obertura"},"content":{"rendered":"

El Tribunal Suprem publica 5 sent\u00e8ncies en les quals es pronuncia de nou per les despeses d’hipoteca repartint els mateixos entre els consumidors i la banca.<\/h3>\n

Tanmateix, ent\u00e9n que la comissi\u00f3 d’obertura no \u00e9s abusiva.<\/h3>\n

No obstant aix\u00f2, des de ASUFIN creiem que continua havent-hi motius per a lluitar. Per a la presidenta de ASUFIN, Patricia Su\u00e1rez:<\/p>\n

“quan una cl\u00e0usula es declara nul\u00b7la, el jutge no pot modular els seus efectes i correspon la devoluci\u00f3 total dels imports abonats. Aix\u00ed ho va posar de manifest el TJUE amb la cl\u00e0usula s\u00f2l i esperem que aviat un jutge valent plantegi la q\u00fcesti\u00f3 prejudicial perqu\u00e8 Europa ens aclareixi si les despeses han de repartir-se o no.”<\/em><\/p>\n

“Sempre que el TS dicta una sent\u00e8ncia ‘salom\u00f2nica’ en un intent per mantenir l’equilibri entre la banca i els consumidors, lluny d’acabar amb la litigiositat, la prolonga.”<\/em><\/p>\n

“Ens sorpr\u00e8n a m\u00e9s el suport sense ambages a la comissi\u00f3 d’obertura. Recordem que una comissi\u00f3 es cobra per un servei prestat pel que ha de justificar-se el seu cobrament.”<\/em><\/p>\n

Des de ASUFIN recordem que, sota la direcci\u00f3 lletrada de Agenor G\u00f3mez<\/a>, vam interposar 3 demandes col\u00b7lectives, que aglutinaven a totes les entitats financeres, sol\u00b7licitant la nul\u00b7litat de les cl\u00e0usules de despeses d’hipoteca, comissi\u00f3 d’obertura i comissi\u00f3 de cancel\u00b7laci\u00f3.<\/p>\n

“Continuarem defensant que la nul\u00b7litat comporta la total devoluci\u00f3 de les despeses i que les comissions, tant d’obertura com de cancel\u00b7laci\u00f3, han d’ajustar-se al servei prestat.”<\/em><\/p>\n

No deixis de reclamar les despeses de la hipoteca, recorda a m\u00e9s que el Suprem obliga els bancs a pagar els interessos des que els imports van ser abonats<\/a>.<\/p>\n

 <\/p>\n

SENT\u00c8NCIES TRIBUNAL SUPREM – 23.1.19<\/h3>\n

1. STS 44\/2019<\/a> – Bankia – Las Palmas – Despeses i comissi\u00f3 d’obertura.
\n2. STS 46\/2019<\/a> – Liberbank – Oviedo – Despeses.
\n3. STS 47\/2019<\/a> – C.R. Asturias – Oviedo – Despeses.
\n4. STS 48\/2019<\/a> – UCI – Oviedo – Despeses.
\n5. STS 49\/2019<\/a> – BANIF (B. Santander) – Oviedo – Despeses.<\/p>\n

Direcci\u00f3 lletrada STS 1: Mar\u00eda Auxiliadora Medina Garc\u00eda.
\nDirecci\u00f3 lletrada STS 2, 3, 4 y 5: Celestino Garc\u00eda Carre\u00f1o<\/p>\n

DEMANDES COL\u00b7LECTIVES ASUFIN<\/a><\/h3>\n
    \n
  • ASUFIN vs BANKINTER, BANCO POPULAR, BANCO PASTOR y ABANCA.
    \nPO 323\/17 – JM 2 MADRID<\/li>\n
  • ASUFIN vs BANCO SANTANDER, CAIXABANK, BANKIA y BANCO SABADELL.
    \nPO 324\/17 – JM 9 MADRID<\/li>\n
  • ASUFIN vs KUTXABANK, DEUTSCHE BANK, ING BANK y BANCO CEISS
    \nPO 331\/17 – JM 11 Madrid<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

    El Tribunal Supremo publica 5 sentencias en las que se pronuncia de nuevo por los gastos de hipoteca repartiendo los mismos entre los consumidores y la banca. <\/p>\n","protected":false},"author":2,"featured_media":34170,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3278,3279,7305,7307],"tags":[],"class_list":["post-40097","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-comunicats-cat","category-asufin-destacat-cat","category-sentencies-cat","category-sentencies-destacades-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2017\/11\/TRIBUNAL-SUPREMO-COLOR-ASUFIN-e1519211087166.jpg?fit=803%2C577&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-aqJ","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/40097","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=40097"}],"version-history":[{"count":1,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/40097\/revisions"}],"predecessor-version":[{"id":65099,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/40097\/revisions\/65099"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/34170"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=40097"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=40097"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=40097"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}