{"id":41856,"date":"2019-03-28T16:43:56","date_gmt":"2019-03-28T16:43:56","guid":{"rendered":"https:\/\/www.asufin.com\/?p=41856"},"modified":"2021-05-31T14:14:50","modified_gmt":"2021-05-31T14:14:50","slug":"venciment-anticipat-el-tjue-deixa-en-mans-del-jutge-nacional-les-consequencies-de-la-nul%c2%b7litat-de-la-clausula","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/venciment-anticipat-el-tjue-deixa-en-mans-del-jutge-nacional-les-consequencies-de-la-nul%c2%b7litat-de-la-clausula\/","title":{"rendered":"VENCIMENT ANTICIPAT: El TJUE deixa en mans del jutge nacional les conseq\u00fc\u00e8ncies de la nul\u00b7litat de la cl\u00e0usula"},"content":{"rendered":"<p><strong>El Tribunal de Just\u00edcia de la Uni\u00f3 Europea (TJUE) ha donat una de freda i una de calenta amb la resoluci\u00f3 sobre la cl\u00e0usula de venciment anticipat dels assumptes acumulats (C-92\/16 vs Bankia i C\u2011167\/16 vs BBVA). Exigeix que s&#8217;anul\u00b7li totalment aquesta condici\u00f3 si es declara abusiva, per\u00f2 permet que un jutge nacional suavitzi les conseq\u00fc\u00e8ncies si amb aix\u00f2 es protegeix al consumidor<\/strong><\/p>\n<p>L&#8217;esperada sent\u00e8ncia del TJUE no acaba de resoldre els dubtes sobre les conseq\u00fc\u00e8ncies de la nul\u00b7litat de la cl\u00e0usula de venciment anticipat. Seran els jutges nacionals els que decideixin si el contracte no pot subsistir una vegada anul\u00b7lada la cl\u00e0usula, en aquest caso el procediment d&#8217;execuci\u00f3 hipotec\u00e0ria seguiria endavant o b\u00e9, si decideix el contrari, arxivaria el procediment obligant al banc a acudir a un procediment declaratiu.<\/p>\n<p>D&#8217;altra banda, el TJUE s\u00ed que erradica de manera definitiva la teoria del &#8216;llapis blau&#8217; avalada pel Suprem per declarar la nul\u00b7litat parcial d&#8217;una cl\u00e0usula abusiva.<\/p>\n<p>Per la Patricia Su\u00e1rez, presidenta d&#8217;ASUFIN, &#8220;<strong><em>queda clar que la declaraci\u00f3 de nul\u00b7litat d&#8217;una cl\u00e0usula ser\u00e0 total o no ho ser\u00e0. El TJUE torna a donar la ra\u00f3 al Magistrat Ordu\u00f1a que mitjan\u00e7ant vot particular ja senyalava que no podia anul\u00b7lar-se parcialment una cl\u00e0usula abusiva&#8221;. <\/em><\/strong><\/p>\n<p><strong><em>\u00a0<\/em><\/strong>&#8220;<strong><em>Es tracta d&#8217;una sent\u00e8ncia que ha de ser estudiada amb tranquil\u00b7litat, haurem d&#8217;esperar mesos de resolucions judicials per veure com els jutges interpreten aquesta sent\u00e8ncia i encara ens queda con\u00e8ixer l&#8217;opini\u00f3 del Tribunal Suprem per fixar doctrina<\/em><\/strong>.&#8221;<\/p>\n<p><strong><em>&#8220;Amb la recent aprovaci\u00f3 de la LCCI s&#8217;ha perdut l&#8217;oportunitat de fer retroactius els efectes de l&#8217;art. 24 referent al venciment anticipat en tots els contractes i no nom\u00e9s aquells en els que no s&#8217;havia iniciat l&#8217;execuci\u00f3 hipotec\u00e0ria<\/em><\/strong>&#8220;.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/goo.gl\/TA9tvr\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Descarrega la STJUE sobre venciment anticipat<\/strong><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El TJUE deja a juicio del juez nacional las consecuencias de la nulidad del vencimiento anticipado<\/p>\n","protected":false},"author":2,"featured_media":30343,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3277,3279,7237],"tags":[],"class_list":["post-41856","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-descarregues-cat","category-asufin-destacat-cat","category-europa-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2017\/09\/TJUE-HIPOTECA-MULTIDIVISA-RUMANIA-ASUFIN-TRIBUNAL-SUPREMO-2-e1519123984115.png?fit=978%2C653&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-aT6","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/41856","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=41856"}],"version-history":[{"count":1,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/41856\/revisions"}],"predecessor-version":[{"id":54496,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/41856\/revisions\/54496"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/30343"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=41856"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=41856"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=41856"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}