{"id":49338,"date":"2020-03-19T10:11:14","date_gmt":"2020-03-19T09:11:14","guid":{"rendered":"https:\/\/www.asufin.com\/?p=49338"},"modified":"2021-06-14T08:03:19","modified_gmt":"2021-06-14T08:03:19","slug":"covid-19-els-bancs-han-de-facilitar-la-tramitacio-de-la-moratoria-hipotecaria-i-permetre-que-sigui-online","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/covid-19-els-bancs-han-de-facilitar-la-tramitacio-de-la-moratoria-hipotecaria-i-permetre-que-sigui-online\/","title":{"rendered":"COVID-19: Els bancs han de facilitar la tramitaci\u00f3 de la morat\u00f2ria hipotec\u00e0ria i permetre que sigui online"},"content":{"rendered":"\r\n<h3 class=\"wp-block-heading\"><strong>La gesti\u00f3 d&#8217;aquesta mesura no pot ser tan burocr\u00e0tica i feixuga com ha estat en moltes ocasions la implementaci\u00f3 del Codi de Bones Pr\u00e0ctiques aprovat el 2012<\/strong><\/h3>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>ASUFIN\u00a0<a href=\"http:\/\/change.org\/EmergenciaHipotecasCoronavirus\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"demana al Govern (se abre en una nueva pesta\u00f1a)\">demana al Govern<\/a>\u00a0que implementi ajudes al lloguer pels sectors vulnerables <\/strong><\/h3>\r\n\r\n\r\n\r\n<p><strong>Dimecres, 18 de mar\u00e7 de 2020. <\/strong>ASUFIN demana a les entitats financeres que<strong> agilitin la tramitaci\u00f3 de la morat\u00f2ria hipotec\u00e0ria <\/strong>a fi que aquesta mesura pugui implementar-se i arribi a tots els afectats que preveu la norma aprovada pel Govern. Aix\u00ed mateix, han de facilitar que tots els tr\u00e0mits puguin ser online,<strong> amb canals telem\u00e0tics i telef\u00f2nics d&#8217;atenci\u00f3 als clients<\/strong>, tenint en compte les excepcionals circumst\u00e0ncies que vivim a conseq\u00fc\u00e8ncia de l&#8217;emerg\u00e8ncia sanit\u00e0ria.<\/p>\r\n\r\n\r\n\r\n<p><strong>L&#8217;experi\u00e8ncia que t\u00e9 l&#8217;associaci\u00f3 de l&#8217;aplicaci\u00f3 del Codi de Bones Pr\u00e0ctiques, <\/strong>que es va implantar el 2012 per facilitar el pagament i la reestructuraci\u00f3 de clients en situacions complicades,<strong> \u00e9s negativa: la seva tramitaci\u00f3 \u00e9s moltes vegades excessivament burocr\u00e0tica i feixuga. <\/strong>De fet, i segons les \u00faltimes dades fetes p\u00fabliques, del primer semestre del 2019, corresponents a la XIV Informe de la comissi\u00f3 de compliment del Codi, s&#8217;han tramitat un total de 57.885 operacions, entre reestructuracions de deute, dacions en pagament i lleves, de les 115.475 rebudes.<\/p>\r\n\r\n\r\n\r\n<p><strong>AJUDES AL LLOGUER <\/strong><\/p>\r\n\r\n\r\n\r\n<p>D&#8217;altra banda, des d\u2019ASUFIN es segueix demanant a l&#8217;executiu que arbitri ajudes pels inquilins que igualment hagin estat colpejats pels efectes econ\u00f2mics de l&#8217;emerg\u00e8ncia sanit\u00e0ria provocada pel Covid-19 al nostre pa\u00eds. Cal tenir en compte que molts llogaters s\u00f3n propietaris particulars que no poden oferir morat\u00f2ries als seus inquilins.<\/p>\r\n\r\n\r\n\r\n<p>Per la presidenta d\u2019ASUFIN, Patricia Su\u00e1rez<\/p>\r\n\r\n\r\n\r\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\r\n<p><em>&#8220;El Govern est\u00e0 atenent la situaci\u00f3 de crisi amb responsabilitat perqu\u00e8 les fam\u00edlies puguin superar la crisi amb salut financera. No obstant aix\u00f2, no ha de parar aqu\u00ed, l&#8217;habitatge \u00e9s un dret fonamental i les fam\u00edlies necessitaran ajudes pel lloguer.&#8221; <\/em><\/p>\r\n<\/blockquote>\r\n\r\n\r\n\r\n<p class=\"has-background has-very-light-gray-background-color\">ASUFIN cont\u00ednua per aix\u00f2 la seva campanya per demanar mesures de suport al lloguer. A la plataforma <strong><a href=\"http:\/\/change.org\/EmergenciaHipotecasCoronavirus\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (se abre en una nueva pesta\u00f1a)\">change.org<\/a><\/strong> hem aconseguit ja m\u00e9s de 4.000 signatures.<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>La gesti\u00f3 d&#8217;aquesta mesura no pot ser tan burocr\u00e0tica i feixuga com ha estat en moltes ocasions la implementaci\u00f3 del Codi de Bones Pr\u00e0ctiques aprovat el 2012 ASUFIN\u00a0demana al Govern\u00a0que implementi ajudes al lloguer pels sectors vulnerables Dimecres, 18 de mar\u00e7 de 2020. ASUFIN demana a les entitats financeres que agilitin la tramitaci\u00f3 de la [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":49270,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3279,6993],"tags":[],"class_list":["post-49338","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-destacat-cat","category-covid19-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/03\/Captura-de-pantalla-2020-03-18-a-las-12.13.19.png?fit=2144%2C1430&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-cPM","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/49338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=49338"}],"version-history":[{"count":1,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/49338\/revisions"}],"predecessor-version":[{"id":65561,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/49338\/revisions\/65561"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/49270"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=49338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=49338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=49338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}