{"id":52536,"date":"2020-06-15T13:08:23","date_gmt":"2020-06-15T11:08:23","guid":{"rendered":"https:\/\/www.asufin.com\/?p=52536"},"modified":"2020-06-15T13:08:26","modified_gmt":"2020-06-15T11:08:26","slug":"irph-una-nueva-sentencia-del-jpi-50-bis-de-barcelona-declara-nulo-el-indice","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/irph-una-nueva-sentencia-del-jpi-50-bis-de-barcelona-declara-nulo-el-indice\/","title":{"rendered":"IRPH: Una nueva sentencia del JPI 50 Bis de Barcelona declara nulo el \u00edndice"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">El JPI 50 Bis de Barcelona vuelve a fallar a favor de los consumidores<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">Ya son 25 sentencias a favor de los afectados frente a 9 que han dado la raz\u00f3n a las entidades financieras<\/h3>\n\n\n\n<p>Nueva sentencia sobre IRPH en Espa\u00f1a favorable a los consumidores. En las \u00faltimas horas hemos conocido que la secci\u00f3n 50 Bis del Juzgado de Primera Instancia de Barcelona ha declarado nulo <strong>el\u00a0<a href=\"https:\/\/asufin.com\/reclama\/irph\/\" target=\"_blank\" rel=\"noopener\">IRPH Cajas<\/a>\u00a0y sustitutivos CECA\/Tipo Fijo de Bankia por considerarlo &#8220;abusivo&#8221;.<\/strong>\u00a0Este fallo se suma al que nos lleg\u00f3 tan solo hace unos d\u00edas, en el que <a href=\"https:\/\/asufin.com\/irph-los-afectados-siguen-sumando-sentencias-a-su-favor\/\" target=\"_blank\" rel=\"noopener\">el JPI 50 Bis de Barcelona tambi\u00e9n dict\u00f3 sentencia a favor de los afectados <\/a>por estas cl\u00e1usulas. <\/p>\n\n\n\n<p>La sentencia declara <em>&#8220;la <strong>NULIDAD por abusiva DE LA CL\u00c1USULA IRPH<\/strong> e \u00edndices sustitutivos, contenida en la escritura de pr\u00e9stamo hipotecario objeto de autos de la que deriva la presente demanda, con todos los efectos<br>inherentes a tal declaraci\u00f3n&#8221;.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Anula IRPH Cajas y sustituye por Euribor m\u00e1s el diferencial<\/h3>\n\n\n\n<p>Por ello, el JPI 50 Bis de Barcelona condena al Banco Santander a <em>&#8220;eliminar la citada cl\u00e1usula de la escritura de pr\u00e9stamo hipotecario, y al <strong>rec\u00e1lculo de los intereses devengados<\/strong> durante toda la vida del pr\u00e9stamo hipotecario utilizando como \u00edndice de referencia el EURIBOR m\u00e1s el diferencial pactado en la escritura de pr\u00e9stamo hipotecario&#8221;.<\/em><\/p>\n\n\n\n<p>En la sentencia tambi\u00e9n condenan a la entidad a <em>&#8220;restituir a la parte actora <strong>la diferencia resultante en relaci\u00f3n a las cantidades percibidas<\/strong> utilizando el IRPH e \u00edndices sustitutivos cuya nulidad se ha declarado debiendo asimismo abonar el inter\u00e9s legal de las cantidades indebidamente cobradas&#8221;<\/em><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"420\" data-attachment-id=\"52550\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/irph-una-nueva-sentencia-del-jpi-50-bis-de-barcelona-declara-nulo-el-indice\/200614_irph_mapa_post_tjue\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/06\/200614_IRPH_MAPA_POST_TJUE.png?fit=1200%2C630&amp;ssl=1\" data-orig-size=\"1200,630\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"IRPH: Una nueva sentencia del JPI 50 Bis de Barcelona declara nulo el \u00edndice\" data-image-description=\"&lt;p&gt;IRPH: Una nueva sentencia del JPI 50 Bis de Barcelona declara nulo el \u00edndice&lt;\/p&gt;\n\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/06\/200614_IRPH_MAPA_POST_TJUE.png?fit=800%2C420&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/asufin.com\/wp-content\/uploads\/2020\/06\/200614_IRPH_MAPA_POST_TJUE-1024x538.png?resize=800%2C420&#038;ssl=1\" alt=\"IRPH: Una nueva sentencia del JPI 50 Bis de Barcelona declara nulo el \u00edndice\" class=\"wp-image-52550\" title=\"\" srcset=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/06\/200614_IRPH_MAPA_POST_TJUE.png?resize=1024%2C538&amp;ssl=1 1024w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/06\/200614_IRPH_MAPA_POST_TJUE.png?resize=300%2C158&amp;ssl=1 300w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/06\/200614_IRPH_MAPA_POST_TJUE.png?resize=768%2C403&amp;ssl=1 768w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/06\/200614_IRPH_MAPA_POST_TJUE.png?w=1200&amp;ssl=1 1200w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption><strong>Mapa judicial\u00a0IRPH<\/strong><\/figcaption><\/figure>\n\n\n\n<p>Con esta nueva sentencia ya son <a href=\"https:\/\/asufin.com\/irph-nuevas-sentencias-declaran-nulo-el-indice\/\" target=\"_blank\" rel=\"noopener\">34 fallos sobre<\/a> este \u00edndice en Espa\u00f1a. <strong>25 a favor de los consumidores frente a 9 que han dado la raz\u00f3n a las entidades financieras.<\/strong> En <strong>ASUFIN<\/strong> seguimos luchando por los derechos de los consumidores bancarios. <\/p>\n\n\n\n<p><strong><span style=\"text-decoration: underline;\">IRPH &#8211; Sentencia JPI 50 de Barcelona<br><\/span>Banco: <\/strong>CaixaBank<br><strong>Fecha:<\/strong> 20.05.2020<br><strong>Direcci\u00f3n Letrada:<\/strong> Olga Ferrer Rubio<br><strong>Perfil: <\/strong>particular<br><strong>Fallo: <\/strong>Anula IRPH Cajas y sustitutivo CECA. Sustituye por Eur+Dif Vencimiento Anticipado<br><strong>Sentencia: <a href=\"https:\/\/bit.ly\/2BdVOsD\" target=\"_blank\" rel=\"noopener\">Descargar sentencia<\/a><\/strong> <\/p>\n\n\n\n<p><strong>\u00bfQuieres saber m\u00e1s sobre IRPH? <\/strong>Patricia Su\u00e1rez, presidenta de ASUFIN, explicar\u00e1 todo lo que necesitas saber sobre este \u00edndice en el <strong>WEBINAR GRATUITO <\/strong>del pr\u00f3ximo martes 16 de junio. \u00a1Ap\u00fantate aqu\u00ed! <\/p>\n\n\n\n<p class=\"has-background has-text-align-center has-very-light-gray-background-color\"><a href=\"https:\/\/us02web.zoom.us\/webinar\/register\/2015917798554\/WN_c6C59xdqRHWWugXyGdv4_Q\" target=\"_blank\" rel=\"noopener\"><strong>INSCRIPCI\u00d3N WEBINAR GRATUITO SOBRE IRPH<\/strong><\/a><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-group__inner-container\"><\/div><\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ya son 25 sentencias a favor de los afectados frente a 9 que han dado la raz\u00f3n a las entidades financieras<\/p>\n","protected":false},"author":2,"featured_media":52550,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[43,42,3383],"tags":[265],"class_list":["post-52536","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-destacado","category-irph","category-prensa","tag-medios"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/06\/200614_IRPH_MAPA_POST_TJUE.png?fit=1200%2C630&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-dFm","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/52536","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=52536"}],"version-history":[{"count":14,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/52536\/revisions"}],"predecessor-version":[{"id":52552,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/52536\/revisions\/52552"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/52550"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=52536"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=52536"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=52536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}