{"id":52693,"date":"2020-06-23T12:01:55","date_gmt":"2020-06-23T10:01:55","guid":{"rendered":"https:\/\/www.asufin.com\/?p=52693"},"modified":"2020-08-04T14:12:53","modified_gmt":"2020-08-04T12:12:53","slug":"irph-primera-sentencia-en-cordoba-favorable-a-los-afectados","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/irph-primera-sentencia-en-cordoba-favorable-a-los-afectados\/","title":{"rendered":"IRPH: Primera sentencia en C\u00f3rdoba favorable a los afectados"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">El JPI 11 de C\u00f3rdoba declara nulo el \u00edndice IRPH y sustituye por Euribor<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">Ya son 27 sentencias favorables al consumidor frente a 12 a favor de los bancos<\/h3>\n\n\n\n<p>Sigue la <strong><a href=\"https:\/\/asufin.com\/reclama\/irph\/\" target=\"_blank\" rel=\"noopener\">lucha contra el IRPH<\/a>.<\/strong> El <strong>Juzgado de Primera Instancia n\u00famero 11 de C\u00f3rdoba ha fallado a favor de los afectados por este \u00edndic<\/strong>e y ha declarado nula la cl\u00e1usula relativa al IRPH Bancos contenida en la escritura de pr\u00e9stamo hipotecario. <\/p>\n\n\n\n<p>Adem\u00e1s, el magistrado Jos\u00e9 Antonio Yepes Carmona condena en la sentencia al Banco Santander, la entidad demandada, a &#8220;recalcular las cuotas del pr\u00e9stamo hipotecario como si la mencionada cl\u00e1usula nunca se hubiera aplicado, para lo cual la entidad demandada deber\u00e1 recalcular las cuotas como si el \u00edndice aplicado fuera el Euribor m\u00e1s el diferencial pactado, <strong>dejando de aplicar en lo sucesivo el IRPH Conjunto Entidades <\/strong>que ser\u00e1 sustituido por el Euribor m\u00e1s diferencial pactado&#8221;.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"420\" data-attachment-id=\"52695\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/irph-primera-sentencia-en-cordoba-favorable-a-los-afectados\/200623_irph_mapa_post_tjue_mapa\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/06\/200623_IRPH_MAPA_POST_TJUE_MAPA-e1592904461105.jpg?fit=800%2C420&amp;ssl=1\" data-orig-size=\"800,420\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"MAPA IRPH: Nueva sentencia favorable en C\u00f3rdoba\" data-image-description=\"&lt;p&gt;MAPA IRPH: Nueva sentencia favorable en C\u00f3rdoba&lt;\/p&gt;\n\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/06\/200623_IRPH_MAPA_POST_TJUE_MAPA-e1592904461105.jpg?fit=800%2C420&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/asufin.com\/wp-content\/uploads\/2020\/06\/200623_IRPH_MAPA_POST_TJUE_MAPA-1024x538.jpg?resize=800%2C420&#038;ssl=1\" alt=\"MAPA IRPH: Nueva sentencia favorable en C\u00f3rdoba\" class=\"wp-image-52695\" title=\"\"><\/figure>\n\n\n\n<p>Declara nula tambi\u00e9n la<strong> <a href=\"https:\/\/asufin.com\/reclama\/gastos-hipoteca\/\" target=\"_blank\" rel=\"noopener\">cl\u00e1usula sobre los gastos<\/a><\/strong>, condenando a la demandada a la devoluci\u00f3n a la parte actora de las cantidades satisfechas por dichos conceptos, conforme al criterio jurisprudencialmente fijado; en concreto la mitad de los gastos notariales (394,94) y de gesti\u00f3n (105), y la totalidad de los gastos registrales (214,11), en total 669,05 euros.<\/p>\n\n\n\n<p>Con esta nueva sentencia ya son&nbsp;<a href=\"https:\/\/asufin.com\/irph-una-nueva-sentencia-del-jpi-50-bis-de-barcelona-declara-nulo-el-indice\/\" target=\"_blank\" rel=\"noopener\">39 fallos sobre&nbsp;este \u00edndice en Espa\u00f1a<\/a>.&nbsp;<strong>27 a favor de los consumidores frente a 12 que han dado la raz\u00f3n a las entidades financieras.<\/strong>&nbsp;En&nbsp;<strong>ASUFIN<\/strong>&nbsp;seguimos luchando por los derechos de los consumidores bancarios.<\/p>\n\n\n\n<p><strong><span style=\"text-decoration: underline;\">IRPH &#8211; JPI 11 C\u00f3rdoba<br><\/span>Entidad<\/strong>: Santander<br><strong>Fecha<\/strong>: 17.06.2020<br><strong>Direcci\u00f3n letrada<\/strong>: Fuensanta Cabrera<br><strong>Fallo<\/strong>: Anula IRPH Entidades y gastos, sustituye por Euribor<br><strong>Sentencia<\/strong>: <a href=\"https:\/\/bit.ly\/3dpSSH4\" target=\"_blank\" rel=\"noopener\">Descargar sentencia<\/a><\/p>\n\n\n\n<p class=\"has-background has-text-align-center has-very-light-gray-background-color\"><strong>\u00bfTe perdiste el webinar gratuito sobre Hipotecas IRPH? Puedes volver a ver el v\u00eddeo de Patricia Su\u00e1rez, presidenta de ASUFIN, <a href=\"https:\/\/www.youtube.com\/watch?v=TjC58ltgyjk&amp;t=2003s\" target=\"_blank\" rel=\"noreferrer noopener\">aqu\u00ed<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El JPI 11 de C\u00f3rdoba declara nulo el \u00edndice IRPH y sustituye por Euribor<\/p>\n","protected":false},"author":2,"featured_media":52695,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[82,43,42,17],"tags":[1624],"class_list":["post-52693","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-cat","category-asufin-destacado","category-irph","category-sentencias","tag-irph"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/06\/200623_IRPH_MAPA_POST_TJUE_MAPA-e1592904461105.jpg?fit=800%2C420&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-dHT","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/52693","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=52693"}],"version-history":[{"count":8,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/52693\/revisions"}],"predecessor-version":[{"id":53941,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/52693\/revisions\/53941"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/52695"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=52693"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=52693"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=52693"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}