{"id":53570,"date":"2020-07-28T10:15:32","date_gmt":"2020-07-28T08:15:32","guid":{"rendered":"https:\/\/www.asufin.com\/?p=53570"},"modified":"2022-03-05T20:05:25","modified_gmt":"2022-03-05T20:05:25","slug":"fecha-clave-el-30-de-septiembre-el-supremo-se-pronunciara-sobre-irph","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/fecha-clave-el-30-de-septiembre-el-supremo-se-pronunciara-sobre-irph\/","title":{"rendered":"Fecha clave: El 30 de septiembre el Supremo se pronunciar\u00e1 sobre IRPH"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\" id=\"los-recursos-admitidos-a-tramite-se-fallaran-ese-dia-hasta-entonces-el-alto-tribunal-comunica-que-no-admitira-ningun-otro-recurso-de-casacion\"><strong>Los recursos admitidos a tr\u00e1mite se fallar\u00e1n ese d\u00eda, hasta entonces el Alto Tribunal comunica que no admitir\u00e1 ning\u00fan otro recurso de casaci\u00f3n<\/strong><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ya-se-han-fallado-casi-medio-centenar-de-procedimientos-de-irph-por-todaespana\">Ya se han fallado casi medio centenar de procedimientos de IRPH por toda<br>Espa\u00f1a<\/h3>\n\n\n\n<p>El Supremo ha anunciado por Providencia que <strong>no va a admitir a tr\u00e1mite ning\u00fan recurso de casaci\u00f3n m\u00e1s de <a href=\"https:\/\/asufin.com\/categoria\/productos\/hipoteca\/irph\/\" target=\"_blank\" rel=\"noreferrer noopener\">IRPH <\/a>hasta que no haya sentencia en los admitidos<\/strong>, cuya fecha est\u00e1 prevista para el 30 de septiembre, reza el mismo texto.<\/p>\n\n\n\n<p class=\"has-text-align-center has-very-light-gray-background-color has-background\"><strong><a href=\"https:\/\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200728_PROVIDENCIA-SUPREMO.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">DESCARGA LA PROVIDENCIA DEL TRIBUNAL SUPREMO<\/a><\/strong><\/p>\n\n\n\n<p>Ya son <strong>casi medio centenar los fallos de primera y segunda instancia en materia de IRPH emitidos<\/strong>, de los que 28 han sido favorables al consumidor y 20, en contra, seg\u00fan los datos jurisprudenciales recabados por ASUFIN.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"la-sentencia-de-la-ap-de-toledo-marco-un-antes-y-un-despues\">La sentencia de la AP de Toledo marc\u00f3 un antes y un despu\u00e9s<\/h3>\n\n\n\n<p>Una de las <strong>sentencias favorables, de la Audiencia Provincial de Toledo, dictada el 29 de abril, marc\u00f3 <a href=\"https:\/\/staging.asufin.com\/staging\/la-ap-de-toledo-dicta-la-primera-sentencia-de-irph-que-deja-el-prestamo-gratuito\/\" target=\"_blank\" rel=\"noreferrer noopener\">un antes y un despu\u00e9s en la jurisprudencia de IRPH <\/a><\/strong>ya que los magistrados desestimaron el recurso de Banco Popular y confirmaron la nulidad de la cl\u00e1usula dejando sin remunerar. Prosper\u00f3 as\u00ed en segunda instancia un fallo a favor del consumidor que considera que <strong>el pr\u00e9stamo puede sobrevivir de forma gratuita, sin devengo de inter\u00e9s alguno a favor de la entidad acreedora<\/strong>.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"420\" data-attachment-id=\"53580\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/fecha-clave-el-30-de-septiembre-el-supremo-se-pronunciara-sobre-irph\/200715_irph_mapa_post_tjue_200715_mapa_web_1\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_1-.jpg?fit=1201%2C630&amp;ssl=1\" data-orig-size=\"1201,630\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"200728 MAPA IRPH\" data-image-description=\"&lt;p&gt;200728 MAPA IRPH &lt;\/p&gt;\n\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_1-.jpg?fit=800%2C420&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/asufin.com\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_1--1024x537.jpg?resize=800%2C420&#038;ssl=1\" alt=\"200728 MAPA IRPH \" class=\"wp-image-53580\" title=\"\" srcset=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_1-.jpg?resize=1024%2C537&amp;ssl=1 1024w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_1-.jpg?resize=300%2C157&amp;ssl=1 300w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_1-.jpg?resize=768%2C403&amp;ssl=1 768w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_1-.jpg?w=1201&amp;ssl=1 1201w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<p>Hay que recordar que fue el pasado 3 de marzo cuando <strong>el Tribunal de Justicia de la Uni\u00f3n Europea (<a aria-label=\"undefined (abre en una nueva pesta\u00f1a)\" href=\"https:\/\/curia.europa.eu\/jcms\/jcms\/j_6\/es\/\" target=\"_blank\" rel=\"noreferrer noopener\">TJUE<\/a>)<\/strong> emiti\u00f3 su esperada sentencia en torno al IRPH. Europa dio la raz\u00f3n a los consumidores al fallar que los jueces podr\u00e1n comprobar si se explic\u00f3 el IRPH de manera clara y transparente como para que un consumidor medio pudiera comprender el coste econ\u00f3mico que le iba a suponer.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"800\" height=\"420\" data-attachment-id=\"53581\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/fecha-clave-el-30-de-septiembre-el-supremo-se-pronunciara-sobre-irph\/200715_irph_mapa_post_tjue_200715_mapa_web_2\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_2.jpg?fit=1201%2C630&amp;ssl=1\" data-orig-size=\"1201,630\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"200728 MAPA IRPH\" data-image-description=\"&lt;p&gt;200728 MAPA IRPH &lt;\/p&gt;\n\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_2.jpg?fit=800%2C420&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/asufin.com\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_2-1024x537.jpg?resize=800%2C420&#038;ssl=1\" alt=\"200728 MAPA IRPH\" class=\"wp-image-53581\" title=\"\" srcset=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_2.jpg?resize=1024%2C537&amp;ssl=1 1024w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_2.jpg?resize=300%2C157&amp;ssl=1 300w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_2.jpg?resize=768%2C403&amp;ssl=1 768w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_2.jpg?w=1201&amp;ssl=1 1201w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<p>El \u00edndice IRPH Entidades se sit\u00faa en estos momentos en el 1,8% frente al Euribor, que est\u00e1 en tasas negativas en el -0,25 aproximado, lo que supone <strong>un sobrecoste para los que siguen teniendo en su hipoteca esa referencia<\/strong>. Este \u00edndice se configura exactamente igual que se hac\u00eda el Cajas y Bancos, por lo que <strong>los jueces no albergan dudas de su nulidad<\/strong>.<\/p>\n\n\n\n<p class=\"has-text-align-center has-very-light-gray-background-color has-background\"><strong>\u00bfTienes una hipoteca IRPH? Escr\u00edbenos a <a href=\"mailto:irph@asufin.com\" target=\"_blank\" aria-label=\"undefined (abre en una nueva pesta\u00f1a)\" rel=\"noreferrer noopener\">irph@asufin.com<\/a> y te explicaremos qu\u00e9 puedes reclamar<\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Los recursos admitidos a tr\u00e1mite se fallar\u00e1n ese d\u00eda, hasta entonces el Alto Tribunal comunica que no admitir\u00e1 ning\u00fan otro recurso de casaci\u00f3n<\/p>\n","protected":false},"author":2,"featured_media":53580,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3436,43,42,211],"tags":[64],"class_list":["post-53570","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-cast","category-asufin-destacado","category-irph","category-tribunales","tag-tribunal-supremo"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/07\/200715_IRPH_MAPA_POST_TJUE_200715_MAPA_WEB_1-.jpg?fit=1201%2C630&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-dW2","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/53570","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=53570"}],"version-history":[{"count":2,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/53570\/revisions"}],"predecessor-version":[{"id":88568,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/53570\/revisions\/88568"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/53580"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=53570"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=53570"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=53570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}