{"id":58242,"date":"2021-01-14T11:19:53","date_gmt":"2021-01-14T10:19:53","guid":{"rendered":"https:\/\/www.asufin.com\/?p=58242"},"modified":"2022-04-25T07:54:31","modified_gmt":"2022-04-25T07:54:31","slug":"asufin-te-informa-que-gastos-hipotecarios-puedes-recuperar-como-hacerlo","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/asufin-te-informa-que-gastos-hipotecarios-puedes-recuperar-como-hacerlo\/","title":{"rendered":"ASUFIN TE INFORMA: \u00bfQu\u00e9 gastos hipotecarios puedes recuperar? \u00bfC\u00f3mo hacerlo?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"58242\" class=\"elementor elementor-58242\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c9884dd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c9884dd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c65e2df\" data-id=\"c65e2df\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eae6f9c elementor-widget elementor-widget-text-editor\" data-id=\"eae6f9c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>M\u00e1s de ocho millones de consumidores pueden reclamar los gastos de su hipoteca y recuperar su dinero<\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-98990d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"98990d6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7eef60d\" data-id=\"7eef60d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a6fe5b elementor-widget elementor-widget-text-editor\" data-id=\"3a6fe5b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si <b>tienes una hipoteca y todav\u00eda no has reclamado los gastos<\/b>, te contamos todo lo que necesitas saber.\u00a0<\/p><h6><strong>\u00bfQu\u00e9 son los gastos hipotecarios?<\/strong><\/h6><p>Todos los necesarios para la formalizaci\u00f3n de la hipoteca concedida por el banco. Es decir: <strong>los de<\/strong> <b>notar\u00eda y registrales, los de gestor\u00eda y la tasaci\u00f3n del inmueble.<\/b><\/p><p><b>\u00bfCu\u00e1nto puedes recuperar?<\/b><\/p><p>Depende de cada hipoteca.\u00a0<span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">A modo de ejemplo, un\u00a0cliente con una hipoteca de 200.000 euros constituida en el a\u00f1o 2008 podr\u00eda\u00a0<\/span><a href=\"https:\/\/staging.asufin.com\/staging\/reclama\/gastos-hipoteca\/\" target=\"_blank\" rel=\"noopener\">recuperar m\u00e1s de 1.800 eur<\/a><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\"><b>os <\/b><\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">(sumando a los gastos de constituci\u00f3n, el inter\u00e9s legal que aplique en funci\u00f3n del periodo que haya transcurrido).<\/span><\/p><div>\u00a0<\/div><table width=\"455\"><tbody><tr><td width=\"167\"><p><strong>CONCEPTO<\/strong><\/p><\/td><td width=\"96\"><p><strong>IMPORTE<\/strong><\/p><\/td><td width=\"96\"><p><strong>SENTENCIA<\/strong><\/p><\/td><td width=\"96\"><p><strong>TOTAL<\/strong><\/p><\/td><\/tr><tr><td width=\"167\"><p>NOTARIO*<\/p><\/td><td width=\"96\"><p>\u00a0719,00 \u20ac<\/p><\/td><td width=\"96\"><p>50%<\/p><\/td><td width=\"96\"><p>\u00a0359,50 \u20ac<\/p><\/td><\/tr><tr><td width=\"167\"><p>REGISTRO<\/p><\/td><td width=\"96\"><p>\u00a0209,00 \u20ac<\/p><\/td><td width=\"96\"><p>100%<\/p><\/td><td width=\"96\"><p>\u00a0209,00 \u20ac<\/p><\/td><\/tr><tr><td width=\"167\"><p>GESTOR\u00cdA<\/p><\/td><td width=\"96\"><p>\u00a0508,00 \u20ac<\/p><\/td><td width=\"96\"><p>100%<\/p><\/td><td width=\"96\"><p>\u00a0508,00 \u20ac<\/p><\/td><\/tr><tr><td width=\"167\"><p>TASACI\u00d3N<\/p><\/td><td width=\"96\"><p>\u00a0332,00 \u20ac<\/p><\/td><td width=\"96\"><p>100%<\/p><\/td><td width=\"96\"><p>\u00a0332,00 \u20ac<\/p><\/td><\/tr><tr><td width=\"167\"><p>INTER\u00c9S LEGAL<\/p><\/td><td width=\"96\">\u00a0<\/td><td width=\"96\">\u00a0<\/td><td width=\"96\"><p>\u00a0472,10 \u20ac<\/p><\/td><\/tr><tr><td width=\"167\"><p><strong>Total<\/strong><\/p><\/td><td width=\"96\">\u00a0<\/td><td width=\"96\">\u00a0<\/td><td width=\"96\"><p><strong>\u00a01.880,6 \u20ac\u00a0<\/strong><\/p><\/td><\/tr><\/tbody><\/table><p>*constituci\u00f3n, modificaci\u00f3n o novaci\u00f3n<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-478c9ab elementor-widget elementor-widget-text-editor\" data-id=\"478c9ab\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong style=\"color: inherit; font-family: inherit; font-size: 1rem;\"><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\">\u00bfC\u00f3mo puedes reclamarlos?<\/span><\/strong><br><\/p>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">Todos aquellos que hubieran abonado los gastos de constituci\u00f3n de su hipoteca pueden reclamarlos.&nbsp;&nbsp;<\/span><\/p>\n<ul>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">S<\/span>i eres cliente de&nbsp;<span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\"><b>Kutxabank, Banco de Caja Espa\u00f1a de Inversiones Salamanca y Soria (ahora Unicaja Banco), ING Bank y Deutsche Bank <\/b><\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem; font-weight: var( --e-global-typography-text-font-weight );\">puedes beneficiarte adem\u00e1s de la <\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\"><b>demanda colectiva que gan\u00f3 ASUFIN<\/b><\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem; font-weight: var( --e-global-typography-text-font-weight );\"> el pasado a\u00f1o&nbsp;<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem; font-weight: var( --e-global-typography-text-font-weight );\">en el Juzgado de lo Mercantil n\u00ba 11 de Madrid. Esto significa que puedes reclamar t<\/span><span style=\"background-color: transparent; font-size: 1rem; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\">u dinero&nbsp;sin necesidad de litigar (no hace falta iniciar una demanda individual), con el ahorro de costes y tiempo&nbsp;que ello supone (hasta cuatro a\u00f1os de media).&nbsp;<\/span><\/li>\n<li><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem; font-weight: var( --e-global-typography-text-font-weight );\">Si tu hipoteca la has contratado con alguna otra entidad, puedes presentar <\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\"><b>una demanda individual<\/b><\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem; font-weight: var( --e-global-typography-text-font-weight );\"> para reclamar el dinero abonado de m\u00e1s.&nbsp;<\/span><\/li>\n<\/ul>\n<div>&nbsp;<\/div>\n<p>Sea cual sea tu caso, en ASUFIN podemos ayudarte. Escr\u00edbenos a<span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">&nbsp;<\/span><a style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); background-color: #ffffff; font-size: 1rem;\" href=\"mailto:gastos-hipoteca@asufin.com\">gastos-hipoteca@asufin.com<\/a>&nbsp;para que podamos estudiar tu caso y asesorarte.&nbsp;<\/p>\n<h5><strong><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\">\u00bfHasta cu\u00e1ndo puedes reclamar?<\/span><\/strong><\/h5>\n<p>Existe un plazo que depende de la fecha en la que se constituy\u00f3 la hipoteca, pero \u00e9ste puede interrumpirse mediante una reclamaci\u00f3n extrajudicial <span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">(que puedes descargar desde&nbsp;<\/span><a style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem; background-color: #ffffff;\" href=\"https:\/\/panel.asufin.com\/login\" target=\"_blank\" rel=\"noopener\">el panel de socio<\/a><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">) que pone de nuevo el contador a cero y proporciona al afectado cinco a\u00f1os m\u00e1s para reclamar su dinero.&nbsp;<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77d4750 elementor-widget elementor-widget-text-editor\" data-id=\"77d4750\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"https:\/\/asufin.com\/reclama\/gastos-hipoteca\/\" target=\"_blank\" rel=\"noopener\">M\u00e1s informaci\u00f3n sobre gastos hipotecarios<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1f5085 elementor-widget elementor-widget-text-editor\" data-id=\"d1f5085\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem; font-weight: var( --e-global-typography-text-font-weight );\">Si eres uno de los m\u00e1s de 8 millones de consumidores que pueden recuperar los gastos de su hipoteca, <\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\"><b>no te quedes sin hacerlo.<\/b><\/span><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">Desde ASUFIN podemos ayudarte. Adem\u00e1s de la demanda que coment\u00e1bamos anteriormente, ya ganada,\u00a0<\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem; font-weight: var( --e-global-typography-text-font-weight );\">hemos interpuesto una segunda contra <\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\"><b>Abanca, Bankinter y Banco Popular <\/b><\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem; font-weight: var( --e-global-typography-text-font-weight );\">y una tercera contra <\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\"><b>Bankia, CaixaBank, Banco Santander, Sabadell, Liberbank, Ibercaja y Cajamar<\/b><\/span><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem; font-weight: var( --e-global-typography-text-font-weight );\">.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-70568e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"70568e1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ba58ecd\" data-id=\"ba58ecd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b06e37 elementor-widget elementor-widget-text-editor\" data-id=\"7b06e37\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Por \u00faltimo, te dejamos un v\u00eddeo en el que nuestro <b>abogado colaborador Agenor G\u00f3mez<\/b>\u00a0explica qu\u00e9 gastos puedes recuperar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-96c1532 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"96c1532\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1232ec2\" data-id=\"1232ec2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03b4770 elementor-widget elementor-widget-video\" data-id=\"03b4770\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=37gZvVzMulA&amp;t=4s&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>M\u00e1s de ocho millones de consumidores pueden reclamar los gastos de su hipoteca y recuperar su dinero<\/p>\n","protected":false},"author":279,"featured_media":56744,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7609,2750],"tags":[1114],"class_list":["post-58242","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-te-informa","category-gastos-hipoteca","tag-noticias"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/10\/mano-mujer-operar-calculadora-frente-modelo-casa-villa_1387-956-1.jpg?fit=1000%2C800&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-f9o","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/58242","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=58242"}],"version-history":[{"count":84,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/58242\/revisions"}],"predecessor-version":[{"id":97130,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/58242\/revisions\/97130"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/56744"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=58242"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=58242"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=58242"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}