{"id":58489,"date":"2021-01-21T16:57:29","date_gmt":"2021-01-21T15:57:29","guid":{"rendered":"https:\/\/www.asufin.com\/?p=58489"},"modified":"2021-03-13T21:46:47","modified_gmt":"2021-03-13T20:46:47","slug":"asufin-tinforma-quines-despeses-hipotecaries-pots-recuperar-com-fer-ho","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/asufin-tinforma-quines-despeses-hipotecaries-pots-recuperar-com-fer-ho\/","title":{"rendered":"ASUFIN T&#8217;INFORMA: Quines despeses hipotec\u00e0ries pots recuperar? Com fer-ho?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"58489\" class=\"elementor elementor-58489\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c9884dd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c9884dd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c65e2df\" data-id=\"c65e2df\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eae6f9c elementor-widget elementor-widget-text-editor\" data-id=\"eae6f9c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>M\u00e9s de vuit milions de consumidors poden reclamar les despeses de la seva hipoteca i recuperar els seus diners<\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-98990d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"98990d6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7eef60d\" data-id=\"7eef60d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a6fe5b elementor-widget elementor-widget-text-editor\" data-id=\"3a6fe5b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si <strong>tens una hipoteca i encara no has reclamat les despeses<\/strong>, et contem tot el que necessites saber.<\/p><h6><strong>Qu\u00e8 s\u00f3n les despeses hipotec\u00e0ries?<\/strong><\/h6><p>Tots els necessaris per a la formalitzaci\u00f3 de la hipoteca concedida pel banc. \u00c9s a dir: <strong>els de notaria i registrals, els de gestoria i la taxaci\u00f3 de l&#8217;immoble.<\/strong><\/p><p><strong>Quant pots recuperar?<\/strong><\/p><p>Dep\u00e8n de cada hipoteca. Com a exemple, un client amb una hipoteca de 200.000 euros constitu\u00efda l&#8217;any 2008 podria recuperar prop de 1.500 euros (sumant a les despeses de constituci\u00f3, l&#8217;inter\u00e8s legal que aplicaci\u00f3 en funci\u00f3 del per\u00edode que hagi transcorregut).<\/p><div>\u00a0<\/div><table width=\"455\"><tbody><tr><td width=\"167\"><p><strong>CONCEPTE<\/strong><\/p><\/td><td width=\"96\"><p><strong>IMPORT<\/strong><\/p><\/td><td width=\"96\"><p><strong>SENT\u00c8NCIA<\/strong><\/p><\/td><td width=\"96\"><p><strong>TOTAL<\/strong><\/p><\/td><\/tr><tr><td width=\"167\"><p>NOTARIA*<\/p><\/td><td width=\"96\"><p>\u00a0719,00 \u20ac<\/p><\/td><td width=\"96\"><p>50%<\/p><\/td><td width=\"96\"><p>\u00a0359,50 \u20ac<\/p><\/td><\/tr><tr><td width=\"167\"><p>REGISTRE<\/p><\/td><td width=\"96\"><p>\u00a0209,00 \u20ac<\/p><\/td><td width=\"96\"><p>100%<\/p><\/td><td width=\"96\"><p>\u00a0209,00 \u20ac<\/p><\/td><\/tr><tr><td width=\"167\"><p>GESTORIA<\/p><\/td><td width=\"96\"><p>\u00a0508,00 \u20ac<\/p><\/td><td width=\"96\"><p>50%<\/p><\/td><td width=\"96\"><p>\u00a0254,00 \u20ac<\/p><\/td><\/tr><tr><td width=\"167\"><p>TAXACI\u00d3<\/p><\/td><td width=\"96\"><p>\u00a0332,00 \u20ac<\/p><\/td><td width=\"96\"><p>50%<\/p><\/td><td width=\"96\"><p>\u00a0166,00 \u20ac<\/p><\/td><\/tr><tr><td width=\"167\"><p>INTER\u00c8S LEGAL<\/p><\/td><td width=\"96\">\u00a0<\/td><td width=\"96\">\u00a0<\/td><td width=\"96\"><p>\u00a0472,10 \u20ac<\/p><\/td><\/tr><tr><td width=\"167\"><p><strong>Total<\/strong><\/p><\/td><td width=\"96\">\u00a0<\/td><td width=\"96\">\u00a0<\/td><td width=\"96\"><p><strong>1.460,60 \u20ac\u00a0<\/strong><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95fa266 elementor-widget elementor-widget-text-editor\" data-id=\"95fa266\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"https:\/\/panel.asufin.com\/login\" target=\"_blank\" rel=\"noopener\">Calcula aqu\u00ed el que pots recuperar en el teu cas<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-478c9ab elementor-widget elementor-widget-text-editor\" data-id=\"478c9ab\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">Per a ajudar-te a aconseguir una estimaci\u00f3 aproximada de l&#8217;import que podries recuperar en el teu cas, a ASUFIN hem desenvolupat una calculadora. En el <\/span><a style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); background-color: #ffffff; font-size: 1rem;\" href=\"https:\/\/panel.asufin.com\/\" target=\"_blank\" rel=\"noopener\">panel de soci d&#8217;ASUFIN<\/a><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">, en el men\u00fa de l&#8217;esquerra, podr\u00e0s trobar-la.\u00a0<\/span><\/p><h6><strong><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\">Com pots reclamar-los?<\/span><\/strong><\/h6><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">Tots aquells que haguessin abonat les despeses de constituci\u00f3 de la seva hipoteca poden reclamar-los.\u00a0\u00a0<\/span><\/p><ul><li>Si ets client de\u00a0<strong>Kutxabank, Banc de Caixa Espanya d&#8217;Inversions Salamanca i S\u00f2ria (ara Unicaja Banc), ING\u00a0Bank\u00a0i Deutsche Bank<\/strong> pots beneficiar-te a m\u00e9s de la<strong> demanda col\u00b7lectiva que va guanyar\u00a0ASUFIN<\/strong>\u00a0l&#8217;any passat\u00a0en el Jutjat del Mercantil n\u00fam. 11 de Madrid. Aix\u00f2 significa que pots reclamar els teus diners\u00a0sense necessitat de litigar (no fa falta iniciar una demanda individual), amb l&#8217;estalvi de costos i temps\u00a0que aix\u00f2 suposa (fins a quatre anys de mitjana).<\/li><li>Si la teva hipoteca l&#8217;has contractat amb alguna altra entitat, pots presentar una demanda individual per a reclamar els diners abonats de m\u00e9s.<\/li><\/ul><p>\u00a0<\/p><p>Sigui com sigui el teu cas, a ASUFIN podem ajudar-te. Escriu-nos a <a style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); background-color: #ffffff; font-size: 1rem;\" href=\"mailto:gastos-hipoteca@asufin.com\">gastos-hipoteca@asufin.com<\/a> perqu\u00e8 puguem estudiar el teu cas i assessorar-te.<\/p><h5><strong>Fins quan pots reclamar?<\/strong><\/h5><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">Existeix un termini que dep\u00e8n de la data en la qual es va constituir la hipoteca, per\u00f2 aquest pot interrompre&#8217;s mitjan\u00e7ant una reclamaci\u00f3 extrajudicial (que pots descarregar des d<\/span><a style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem; background-color: #ffffff;\" href=\"https:\/\/panel.asufin.com\/login\" target=\"_blank\" rel=\"noopener\">el panel de soci<\/a><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">) que posa de nou el comptador a zero i proporciona a l&#8217;afectat cinc anys m\u00e9s per a reclamar els seus diners.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77d4750 elementor-widget elementor-widget-text-editor\" data-id=\"77d4750\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"https:\/\/asufin.com\/reclama\/gastos-hipoteca\/\" target=\"_blank\" rel=\"noopener\">M\u00e9s informaci\u00f3 sobre despeses hipotec\u00e0ries<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1f5085 elementor-widget elementor-widget-text-editor\" data-id=\"d1f5085\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si ets un dels m\u00e9s de 8 milions de consumidors que poden recuperar les despeses de la seva hipoteca, <strong>no et quedis sense fer-ho.<\/strong><br \/><br \/>Des d&#8217;ASUFIN podem ajudar-te. A m\u00e9s de la demanda que coment\u00e0vem anteriorment, ja guanyada, hem interposat una segona contra<strong>\u00a0Abanca, Bankinter i Banc Popular<\/strong> i una tercera contra <strong>Bankia, CaixaBank, Banc Santander, Sabadell,\u00a0Liberbank, Ibercaja i\u00a0Cajamar.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-70568e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"70568e1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ba58ecd\" data-id=\"ba58ecd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b06e37 elementor-widget elementor-widget-text-editor\" data-id=\"7b06e37\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Finalment, et deixem un v\u00eddeo en el qual el nostre <strong>advocat col\u00b7laborador\u00a0Agenor\u00a0G\u00f3mez\u00a0<\/strong>explica quines despeses pots recuperar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-96c1532 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"96c1532\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1232ec2\" data-id=\"1232ec2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03b4770 elementor-widget elementor-widget-video\" data-id=\"03b4770\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=37gZvVzMulA&amp;t=4s&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>M\u00e9s de vuit milions de consumidors poden reclamar les despeses de la seva hipoteca i recuperar els seus diners Si tens una hipoteca i encara no has reclamat les despeses, et contem tot el que necessites saber. Qu\u00e8 s\u00f3n les despeses hipotec\u00e0ries? Tots els necessaris per a la formalitzaci\u00f3 de la hipoteca concedida pel banc. [&hellip;]<\/p>\n","protected":false},"author":279,"featured_media":56744,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6886],"tags":[],"class_list":["post-58489","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gastos-hipoteca-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/10\/mano-mujer-operar-calculadora-frente-modelo-casa-villa_1387-956-1.jpg?fit=1000%2C800&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-fdn","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/58489","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=58489"}],"version-history":[{"count":7,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/58489\/revisions"}],"predecessor-version":[{"id":58497,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/58489\/revisions\/58497"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/56744"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=58489"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=58489"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=58489"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}