{"id":59373,"date":"2021-02-22T00:18:22","date_gmt":"2021-02-21T23:18:22","guid":{"rendered":"https:\/\/www.asufin.com\/?p=59373"},"modified":"2021-03-13T21:44:48","modified_gmt":"2021-03-13T20:44:48","slug":"assegurances-condemnada-una-asseguradora-a-abonar-6-000e-a-causa-del-covid","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/assegurances-condemnada-una-asseguradora-a-abonar-6-000e-a-causa-del-covid\/","title":{"rendered":"ASSEGURANCES: Condemnada una asseguradora a abonar 6.000\u20ac a causa del Covid"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"59373\" class=\"elementor elementor-59373\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1999c68 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1999c68\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b001c7\" data-id=\"7b001c7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43868f7 elementor-widget elementor-widget-text-editor\" data-id=\"43868f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>L&#8217;AP 1 de Girona revoca la sent\u00e8ncia del\u00a0JPI\u00a02 i condemna a l&#8217;asseguradora a indemnitzar a la part per la paralitzaci\u00f3 soferta pel\u00a0Covid<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fed2d6f elementor-widget elementor-widget-text-editor\" data-id=\"fed2d6f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La part demandant va interposar una demanda contra l&#8217;asseguradora del seu negoci en la qual <strong>li reclama la quantitat de 6.000\u20ac<\/strong>.<br \/><br \/>El 13 de febrer de 2020 la demandant va concertar p\u00f2lissa amb l&#8217;entitat demandada, referida a un local de negoci destinat a pizzeria, en el qual es contemplaven diverses conting\u00e8ncies a cobrir. En aquesta p\u00f2lissa havia \u00a0concertat un apartat <strong>especial per &#8220;paralitzaci\u00f3 d&#8217;activitat&#8221;<\/strong> que ascendida a 200\u20ac\/dies durant un per\u00edode de trenta dies sense franqu\u00edcia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d45db7d elementor-widget elementor-widget-text-editor\" data-id=\"d45db7d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"mailto:covid19@asufin.com\" target=\"_blank\" rel=\"noopener\">No pots pagar la teva hipoteca a causa de la Covid-19? Escriu-nos en covid19@asufin.com i t&#8217;ajudarem<\/a>\u00a0<\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b67c36 elementor-widget elementor-widget-text-editor\" data-id=\"7b67c36\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Donada la prohibici\u00f3 de mantenir oberts els negocis emanada per la pand\u00e8mia del <a href=\"https:\/\/asufin.com\/reclama\/covid-19-moratoria-hipotecaria\/\" target=\"_blank\" rel=\"noopener\">COVID-19<\/a>, la demandant va tenir el negoci paralitzat per m\u00e9s de trenta dies i per aix\u00f2, ent\u00e9n que li correspon <strong>ser indemnitzada per l&#8217;asseguradora per 30 dies<\/strong> a ra\u00f3 de 200\u20ac\/dia. No obstant aix\u00f2, l&#8217;asseguradora nega que es cobreixin les despeses de paralitzaci\u00f3 d&#8217;activitat derivats d&#8217;una resoluci\u00f3 governativa com \u00e9s la pand\u00e8mia.<\/p><p>Davant aquests fets el Jutjat de Primera Inst\u00e0ncia n\u00famero dos de Girona <strong>desestima la demanda<\/strong> i absol a l&#8217;entitat demandada.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ce51c8 elementor-widget elementor-widget-text-editor\" data-id=\"4ce51c8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"http:\/\/ebook.com\/asufin.org\" target=\"_blank\" rel=\"noopener\">Segueix-nos en les nostres xarxes socials per ser el primer en assabentar-te de totes les not\u00edcies!<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4949139 elementor-widget elementor-widget-text-editor\" data-id=\"4949139\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contra l&#8217;anterior sent\u00e8ncia s&#8217;interposa un recurs d&#8217;apel\u00b7laci\u00f3, despr\u00e9s d&#8217;aix\u00f2 l&#8217;Audi\u00e8ncia Provincial primera de Girona passa a estudiar els fets. Ent\u00e9n que l<strong>a part actora va entendre el contracte<\/strong> tant les condicions generals com les particulars. La q\u00fcesti\u00f3 essencial d&#8217;aquest procediment consisteix a determinar si la paralitzaci\u00f3 a conseq\u00fc\u00e8ncia de la pand\u00e8mia per COVID-19 <strong>est\u00e0 o no coberta per la p\u00f2lissa.<\/strong><\/p><p>El fet que la p\u00f2lissa examinada <strong>no contempli expressament<\/strong>, la cobertura del risc referit a la paralitzaci\u00f3 del negoci per la pand\u00e8mia requisit necessari interposat per la doctrina del Tribunal Suprem per a evitar ambig\u00fcitats no pot tractar-se de cl\u00e0usules que delimitin el risc en forma contradict\u00f2ria amb l&#8217;objecte del contracte. Per tot aix\u00f2, aquesta Audi\u00e8ncia estima la demanda i <strong>condemna a l&#8217;entitat a pagar 6.000\u20ac.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7024ce2 elementor-widget elementor-widget-text-editor\" data-id=\"7024ce2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"https:\/\/panel.asufin.com\/ver-audiencia\/7396\" target=\"_blank\" rel=\"noopener\">Descarrega aqu\u00ed la sent\u00e8ncia\u00a0<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab73ec6 elementor-widget elementor-widget-text-editor\" data-id=\"ab73ec6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Producte:<\/strong> Assegurances<\/p><p><strong>Data:<\/strong> 03.01.2021\u00a0<\/p><p><strong>Jutjat:<\/strong> Audi\u00e8ncia Provincial 1, Girona<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>L&#8217;AP 1 de Girona revoca la sent\u00e8ncia del\u00a0JPI\u00a02 i condemna a l&#8217;asseguradora a indemnitzar a la part per la paralitzaci\u00f3 soferta pel\u00a0Covid La part demandant va interposar una demanda contra l&#8217;asseguradora del seu negoci en la qual li reclama la quantitat de 6.000\u20ac. El 13 de febrer de 2020 la demandant va concertar p\u00f2lissa amb [&hellip;]<\/p>\n","protected":false},"author":279,"featured_media":49321,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6898],"tags":[],"class_list":["post-59373","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguros-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/03\/COVID-19.jpg?fit=1600%2C900&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-frD","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/59373","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=59373"}],"version-history":[{"count":7,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/59373\/revisions"}],"predecessor-version":[{"id":59380,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/59373\/revisions\/59380"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/49321"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=59373"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=59373"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=59373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}