{"id":59389,"date":"2021-02-22T00:39:36","date_gmt":"2021-02-21T23:39:36","guid":{"rendered":"https:\/\/www.asufin.com\/?p=59389"},"modified":"2021-03-13T21:44:28","modified_gmt":"2021-03-13T20:44:28","slug":"despeses-hipoteca-un-associat-dasufin-recupera-1-000e","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/despeses-hipoteca-un-associat-dasufin-recupera-1-000e\/","title":{"rendered":"DESPESES HIPOTECA: Un associat d&#8217;ASUFIN recupera 1.008\u20ac"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"59389\" class=\"elementor elementor-59389\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e047415 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e047415\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4da211c\" data-id=\"4da211c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67e0019 elementor-widget elementor-widget-text-editor\" data-id=\"67e0019\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Bankinter condemnat a retornar les quantitats cobrades en concepte de despeses derivades d&#8217;una hipoteca pel\u00a0JPI\u00a0101 de Madrid<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-30c5083 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"30c5083\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6276066\" data-id=\"6276066\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aba6f8e elementor-widget elementor-widget-text-editor\" data-id=\"aba6f8e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>ASUFIN\u00a0va interposar una demanda contra\u00a0Bnakinter\u00a0en defensa dels interessos d&#8217;un associat. En aquesta demanda s&#8217;exercita una acci\u00f3 de nul\u00b7litat de la cl\u00e0usula referida a la imputaci\u00f3 de <a href=\"https:\/\/asufin.com\/reclama\/gastos-hipoteca\/\" target=\"_blank\" rel=\"noopener\">despeses al prestatari.<\/a> Del pr\u00e9stec hipotecari subscrit entre les parts en data de 30 de maig de 2008.<\/p><p>Es reclamen les quantitats de les despeses que es van abonar a conseq\u00fc\u00e8ncia de la seva aplicaci\u00f3;<strong> de not\u00e0ria, de registre, de gestoria, taxaci\u00f3<\/strong> i l&#8217;impost de transmissions i actes jur\u00eddics documentats.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-143c831 elementor-widget elementor-widget-text-editor\" data-id=\"143c831\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"mailto:gastos-hipoteca@asufin.com\" target=\"_blank\" rel=\"noopener\">Tens una hipoteca?Escriu-nos en gastos-hipoteca@asufin.com i t&#8217;ajudarem<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-739d0dc elementor-widget elementor-widget-text-editor\" data-id=\"739d0dc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Enfront d&#8217;aquesta pretensi\u00f3 s&#8217;al\u00e7a l&#8217;entitat banc\u00e0ria demandada oposant-se a aquesta. La primera q\u00fcesti\u00f3 jur\u00eddica que es discuteix \u00e9s <strong>la nul\u00b7litat absoluta i radical de la cl\u00e0usula<\/strong> per a aix\u00f2 s&#8217;estudia si aquesta cl\u00e0usula es tractava d&#8217;una condici\u00f3 general de la contractaci\u00f3 o no en estar pr\u00e8viament redactada i no haver-hi sin\u00f3 negociada individualment per les parts. I com que compleix tots els requisits per a ser una condici\u00f3 general de la contractaci\u00f3 aix\u00ed ho determina aquest tribunal i per tant <strong>una<\/strong> <strong>cl\u00e0usula abusiva.<\/strong><br \/><br \/>Una vegada determinat aix\u00f2, els magistrats prossegueixen amb els <strong>efectes que tindr\u00e0 sobre la totalitat de les despeses.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3a9fa5 elementor-widget elementor-widget-text-editor\" data-id=\"a3a9fa5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"http:\/\/cebook.com\/asufin.org\" target=\"_blank\" rel=\"noopener\">Coneixes la nostra p\u00e0gina de facebook? Segueix-nos per no perdre&#8217;t res <\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58a2848 elementor-widget elementor-widget-text-editor\" data-id=\"58a2848\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Respecte a les despeses de notaria i seguint la sent\u00e8ncia del passat any 2020 del Tribunal Suprem estableix que haur\u00e0 de ser abonat a parts iguals entre la parts interessades. Respecte a les despeses de <strong>taxaci\u00f3, gesti\u00f3 i registre condemna a l&#8217;entitat a abonar el 100%<\/strong> d&#8217;aquests.\u00a0<br \/><br \/>Finalment, respecte a la cl\u00e0usula que obliga als prestataris ha fer-se c\u00e0rrec de de qualssevol impostos i tributs, <strong>es declara abusiva i nul\u00b7la de ple dret.\u00a0<\/strong><br \/><br \/>Per tot aix\u00f2, aquesta sala declara nul\u00b7la la cl\u00e0usula de despeses de la hipoteca subscrita entre les parts l&#8217;any 2008, i <strong>condemna a Bankinter a retornar 1.008\u20ac<\/strong> al demandant per les quantitats cobrades de m\u00e9s.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea51c97 elementor-widget elementor-widget-text-editor\" data-id=\"ea51c97\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"https:\/\/panel.asufin.com\/ver-sentencia\/13067\" target=\"_blank\" rel=\"noopener\">Descarrega aqu\u00ed la sent\u00e8ncia\u00a0<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd5df4a elementor-widget elementor-widget-text-editor\" data-id=\"dd5df4a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Producte:<\/strong> Despeses Hipoteca\u00a0<br \/><br \/><strong>Jutjat:<\/strong> Jutjat de Primera Inst\u00e0ncia 101, Madrid\u00a0<br \/><br \/><strong>Data:<\/strong> 26.11.2020<br \/><br \/><strong>Entitat:<\/strong> Bankinter<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Bankinter condemnat a retornar les quantitats cobrades en concepte de despeses derivades d&#8217;una hipoteca pel\u00a0JPI\u00a0101 de Madrid ASUFIN\u00a0va interposar una demanda contra\u00a0Bnakinter\u00a0en defensa dels interessos d&#8217;un associat. En aquesta demanda s&#8217;exercita una acci\u00f3 de nul\u00b7litat de la cl\u00e0usula referida a la imputaci\u00f3 de despeses al prestatari. Del pr\u00e9stec hipotecari subscrit entre les parts en data [&hellip;]<\/p>\n","protected":false},"author":279,"featured_media":29848,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6886],"tags":[],"class_list":["post-59389","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gastos-hipoteca-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2017\/07\/GASTOS-HIPOTECA-ASUFIN-SEGUNDA-DEMANDA-COLECTIVA-BANKINTER-2.jpg?fit=848%2C566&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-frT","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/59389","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=59389"}],"version-history":[{"count":9,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/59389\/revisions"}],"predecessor-version":[{"id":59398,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/59389\/revisions\/59398"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/29848"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=59389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=59389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=59389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}