{"id":59894,"date":"2021-03-05T15:33:55","date_gmt":"2021-03-05T14:33:55","guid":{"rendered":"https:\/\/www.asufin.com\/?p=59894"},"modified":"2021-03-09T20:58:49","modified_gmt":"2021-03-09T19:58:49","slug":"irph-el-supremo-recula-y-paralizara-todos-los-procedimientos","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/irph-el-supremo-recula-y-paralizara-todos-los-procedimientos\/","title":{"rendered":"IRPH: El Supremo recula y paralizar\u00e1 todos los procedimientos"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"59894\" class=\"elementor elementor-59894\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a225a0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a225a0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a496a4b\" data-id=\"a496a4b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a74d6c elementor-widget elementor-widget-text-editor\" data-id=\"9a74d6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Da a conocer en una providencia que esperar\u00e1 a que le informe el TJUE sobre el estado de la cuesti\u00f3n prejudicial emitida por el juzgado 38 de Barcelona<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-234b943 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"234b943\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7257db9\" data-id=\"7257db9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e7a66f6 elementor-widget elementor-widget-text-editor\" data-id=\"e7a66f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El Tribunal Supremo acaba de manifestar hoy mismo en una providencia que \u201cha recabado informaci\u00f3n del Tribunal de Justicia de la UE\u201d sobre la cuesti\u00f3n prejudicial elevada por el juzgado 38 de Barcelona, con dudas en torno al <a href=\"https:\/\/asufin.com\/reclama\/irph\/\" target=\"_blank\" rel=\"noopener\">IRPH<\/a>. Cuando disponga de la informaci\u00f3n exacta acerca de la admisi\u00f3n a tr\u00e1mite, \u201cadoptar\u00e1 la decisi\u00f3n que proceda\u201d, lo que incluye la paralizaci\u00f3n de todos los procedimientos en curso hasta obtener nuevas aclaraciones desde Luxemburgo.<\/p><p>El Alto Tribunal razona que \u201cel simple registro de la cuesti\u00f3n, con la asignaci\u00f3n del n\u00famero correspondiente, no presupone la superaci\u00f3n de ese tr\u00e1mite\u201d.<\/p><p>ASUFIN elev\u00f3 en enero a la Comisi\u00f3n Europea una denuncia contra el Tribunal Supremo por <strong>la reiterada y sistem\u00e1tica vulneraci\u00f3n<\/strong> de las directivas y tratados europeos en materia de protecci\u00f3n al consumidor, haciendo hincapi\u00e9 en la contradictoria interpretaci\u00f3n que hace en materia de IRPH.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a2fc56 elementor-widget elementor-widget-text-editor\" data-id=\"6a2fc56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5 style=\"text-align: center;\"><a href=\"https:\/\/us02web.zoom.us\/webinar\/register\/1116152091511\/WN_eREOtec-Sz2IW8YNZk0CCw\" target=\"_blank\" rel=\"noopener\">\u00bfQuieres conocer todas las novedades sobre IRPH?\n\u00a1Ap\u00fantate aqu\u00ed a nuestro WEBINAR GRATUITO!<\/a><\/h5>\n<h6 style=\"text-align: center;\">Contaremos con ponentes como la jueza Carmen Robles (JPI 2 Ibiza) que ha planteado prejudicial cuestionando el criterio del Tribunal Supremo y las abogadas Maite Ortiz y Cristina Borrallo.<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a849fc8 elementor-widget elementor-widget-text-editor\" data-id=\"a849fc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En la misma, se insta a las instituciones europeas a realizar \u201clas oportunas averiguaciones y en su caso abrir procedimiento de infracci\u00f3n\u201d a fin de garantizar que en nuestro pa\u00eds se aplique de forma correcta el Derecho de la Uni\u00f3n. La respuesta provisional de la CE ha consistido en esperar a que el TJUE resuelva las dos cuestiones prejudiciales que tiene pendientes.<\/p><p><strong><a href=\"https:\/\/twitter.com\/wonderwomanpsr?lang=es\" target=\"_blank\" rel=\"noopener\">Patricia Su\u00e1rez<\/a>, presidenta de ASUFIN<\/strong>, declara que \u201cvaloramos muy positivamente la cautela del Supremo y esperamos que la mantenga, ya que, como ha respondido la Comisi\u00f3n Europea a la denuncia de ASUFIN est\u00e1n muy pendiente de la tramitaci\u00f3n de las dos cuestiones prejudiciales planteadas\u201d.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-119715e elementor-widget elementor-widget-text-editor\" data-id=\"119715e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"mailto:irph@asufin.com\" target=\"_blank\" rel=\"noopener\">\u00bfTienes una hipoteca con un \u00edndice IRPH? Escr\u00edbenos en irph@asufin.com y te ayudaremos\u00a0<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9a0d25 elementor-grid-2 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"d9a0d25\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;2&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-115047 post type-post status-publish format-standard has-post-thumbnail hentry category-asufin-comunicados category-tarjetas-revolving\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" data-attachment-id=\"115053\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/revolving-supremo-analisis\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?fit=1000%2C665&amp;ssl=1\" data-orig-size=\"1000,665\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"revolving-supremo-analisis\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?fit=800%2C532&amp;ssl=1\" width=\"300\" height=\"200\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?fit=300%2C200&amp;ssl=1\" class=\"attachment-medium size-medium wp-image-115053\" alt=\"\" title=\"\" srcset=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?w=1000&amp;ssl=1 1000w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?resize=768%2C511&amp;ssl=1 768w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/\">\n\t\t\t\tEl Supremo cambia el criterio a favor de la banca y aboca a reclamar las revolving por transparencia\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Nuestro an\u00e1lisis revela que el Supremo ha enmendado su criterio, as\u00ed como el de varias audiencias provinciales, a favor de la banca El an\u00e1lisis de<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/\" aria-label=\"M\u00e1s informaci\u00f3n sobre El Supremo cambia el criterio a favor de la banca y aboca a reclamar las revolving por transparencia\" tabindex=\"-1\">\n\t\t\tLeer M\u00e1s &gt;&gt;\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-115055 post type-post status-publish format-standard has-post-thumbnail hentry category-asufin-comunicados category-tarjetas-revolving\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" data-attachment-id=\"115060\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/bodegon-balanza-justicia-1-1\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?fit=1000%2C667&amp;ssl=1\" data-orig-size=\"1000,667\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"bodegon-balanza-justicia-1-1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?fit=800%2C534&amp;ssl=1\" width=\"300\" height=\"200\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?fit=300%2C200&amp;ssl=1\" class=\"attachment-medium size-medium wp-image-115060\" alt=\"\" title=\"\" srcset=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?w=1000&amp;ssl=1 1000w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?resize=768%2C512&amp;ssl=1 768w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/\">\n\t\t\t\tTarjetas revolving: \u00abLa mayor\u00eda de las TAE no integran todas las comisiones, ni seguros, ni el peligroso inter\u00e9s compuesto\u00bb\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>A juicio de ASUFIN el mecanismo de amortizaci\u00f3n de las tarjetas revolving ya es usurario en s\u00ed mismo al desencadenar el pago de intereses sobre<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/\" aria-label=\"M\u00e1s informaci\u00f3n sobre Tarjetas revolving: \u00abLa mayor\u00eda de las TAE no integran todas las comisiones, ni seguros, ni el peligroso inter\u00e9s compuesto\u00bb\" tabindex=\"-1\">\n\t\t\tLeer M\u00e1s &gt;&gt;\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Da a conocer en una providencia que esperar\u00e1 a que le informe el TJUE sobre la cuesti\u00f3n prejudicial del juzgado 38 de Barcelona  <\/p>\n","protected":false},"author":279,"featured_media":44601,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[103,43,42,3357],"tags":[],"class_list":["post-59894","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-comunicados","category-asufin-destacado","category-irph","category-tjue"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2019\/07\/TRIBUNAL_SUPREMO_USUARIOS_FINANCIEROS.jpg?fit=1600%2C900&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-fA2","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/59894","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=59894"}],"version-history":[{"count":22,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/59894\/revisions"}],"predecessor-version":[{"id":60806,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/59894\/revisions\/60806"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/44601"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=59894"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=59894"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=59894"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}