{"id":61846,"date":"2021-03-19T16:48:29","date_gmt":"2021-03-19T15:48:29","guid":{"rendered":"https:\/\/www.asufin.com\/?p=61846"},"modified":"2021-03-19T16:48:38","modified_gmt":"2021-03-19T15:48:38","slug":"obligacions-subordinades-una-associada-dasufin-recupera-70-000e","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/obligacions-subordinades-una-associada-dasufin-recupera-70-000e\/","title":{"rendered":"OBLIGACIONS SUBORDINADES: Una associada d&#8217;ASUFIN recupera 70.000\u20ac"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"61846\" class=\"elementor elementor-61846\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bb2d137 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bb2d137\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8be99b3\" data-id=\"8be99b3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-571536c elementor-widget elementor-widget-text-editor\" data-id=\"571536c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>El\u00a0JPI\u00a011 de Ciudad Real declara l&#8217;anul\u00b7labilitat per error en el consentiment del contracte d&#8217;obligacions subscrit amb Banc Popular<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cc8f05d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cc8f05d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-97f81d5\" data-id=\"97f81d5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da28af0 elementor-widget elementor-widget-text-editor\" data-id=\"da28af0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>ASUFIN\u00a0va presentar una demanda contra el Banc Santander en defensa dels interessos d&#8217;una de les seves associades. En aquesta demanda s&#8217;exercitava una acci\u00f3 de nul\u00b7litat contractual i una reclamaci\u00f3 de quantitat. Al\u00b7legant l&#8217;anul\u00b7labilitat per error en el consentiment del <strong>contracte d&#8217;obligacions subordinades signat entre la demandant i el Banc Popular<\/strong> al setembre de 2011. A altre, demana que es condemni a Banc Santander a retornar a la quantia de 70.000\u20ac invertits en la subscripci\u00f3 del referit producte.<br \/><br \/>La demanda es basa en el fet que les obligacions subordinades\u00a0subscrites entre l&#8217;entitat i la germana de la demandants (qui va morir l&#8217;any 2015) qui tenia condici\u00f3 de consumidora <strong>no complien amb els requisits legals exigibles<\/strong> per a la comercialitzaci\u00f3 d&#8217;aquesta mena de productes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1742a elementor-widget elementor-widget-text-editor\" data-id=\"7c1742a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"http:\/\/cebook.com\/asufin.org\" target=\"_blank\" rel=\"noopener\">Coneixes la nostra p\u00e0gina de facebook? Segueix-nos per no perdre&#8217;t res <\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40baa70 elementor-widget elementor-widget-text-editor\" data-id=\"40baa70\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El 13 d&#8217;agost de 2010, el Banc Popular li va concedir a la causant un pr\u00e9stec per import de 180.000 euros. I posteriorment el 26 de setembre de 2011,\u201cli va col\u00b7locar\u201d unes obligacions subordinades per un import de 70.000 euros, que m\u00e9s tard va adquirir la seva germana mitjan\u00e7ant her\u00e8ncia. Aquestes obligacions es van constituir com a <strong>garantia\u00a0prendaria\u00a0del contracte de pr\u00e9stec<\/strong> subscrit en 2010,<br \/><br \/>Aquest tribunal determina que l&#8217;entitat no va facilitar informaci\u00f3 precontractual suficient; <strong>no va complir amb les normes de transpar\u00e8ncia<\/strong> i claredat exigible i no es van realitzar els preceptius test d&#8217;idone\u00eftat pertinents. Tot aix\u00f2 li va impedir a l&#8217;adquirent con\u00e8ixer el funcionament real del producte, per la qual cosa es pot apreciar l&#8217;error en el consentiment prestat.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-733d859 elementor-widget elementor-widget-text-editor\" data-id=\"733d859\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"mailto:gastos-hipoteca@asufin.com\" target=\"_blank\" rel=\"noopener\">Tens una hipoteca? Escriu-nos despeses-hipoteca@asufin.com i t&#8217;ajudarem<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac7de8e elementor-widget elementor-widget-text-editor\" data-id=\"ac7de8e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La demandada al\u00b7lega la falta de legitimaci\u00f3 activa d&#8217;ASUFIN i la caducitat de l&#8217;acci\u00f3 exercitada. No obstant aix\u00f2, <strong>totes dues pretensions van ser desestimades<\/strong> pel jutge.<br \/><br \/>Per tot aix\u00f2, el Jutjat de Primera Inst\u00e0ncia n\u00famero 11 de Ciudad Real estima la demanda de\u00a0ASUFIN. I declara l&#8217;anul\u00b7labilitat per error en el consentiment del contracte d&#8217;obligacions, a altres de condemnar a Banc Santander a <strong>retornar la quantitat de 70.000\u20ac d&#8217;inversi\u00f3.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3667139 elementor-widget elementor-widget-text-editor\" data-id=\"3667139\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"https:\/\/panel.asufin.com\/ver-sentencia\/13149\" target=\"_blank\" rel=\"noopener\">Descarrega&#8217;t aqu\u00ed la sent\u00e8ncia\u00a0<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d76b9b1 elementor-widget elementor-widget-text-editor\" data-id=\"d76b9b1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Producte:<\/strong>\u00a0Deute Subordinat<br \/><br \/><strong>Jutjat:<\/strong> Jutjat de Primera Inst\u00e0ncia 11, Ciudad Real<br \/><br \/><strong>Data:<\/strong> 10.03.2021<br \/><br \/><strong>Entitat:<\/strong> Banc popular\/ Banc Santander<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>El\u00a0JPI\u00a011 de Ciudad Real declara l&#8217;anul\u00b7labilitat per error en el consentiment del contracte d&#8217;obligacions subscrit amb Banc Popular ASUFIN\u00a0va presentar una demanda contra el Banc Santander en defensa dels interessos d&#8217;una de les seves associades. En aquesta demanda s&#8217;exercitava una acci\u00f3 de nul\u00b7litat contractual i una reclamaci\u00f3 de quantitat. Al\u00b7legant l&#8217;anul\u00b7labilitat per error en el [&hellip;]<\/p>\n","protected":false},"author":279,"featured_media":40079,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[82],"tags":[],"class_list":["post-61846","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2019\/01\/Banco-Popular.jpg?fit=674%2C420&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-g5w","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/61846","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=61846"}],"version-history":[{"count":7,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/61846\/revisions"}],"predecessor-version":[{"id":61853,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/61846\/revisions\/61853"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/40079"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=61846"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=61846"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=61846"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}