{"id":64332,"date":"2021-05-19T07:40:53","date_gmt":"2021-05-19T07:40:53","guid":{"rendered":"https:\/\/www.asufin.com\/?p=64332"},"modified":"2021-05-19T07:40:59","modified_gmt":"2021-05-19T07:40:59","slug":"revolving-nova-questio-prejudicial-al-tjue-sobre-la-usura-daquest-credit","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/revolving-nova-questio-prejudicial-al-tjue-sobre-la-usura-daquest-credit\/","title":{"rendered":"REVOLVING: Nova q\u00fcesti\u00f3 prejudicial al TJUE sobre la usura d’aquest cr\u00e8dit"},"content":{"rendered":"\t\t
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El\u00a0JPI\u00a04 de Castell\u00f3 planteja dubtes sobre l’aplicaci\u00f3 de la llei d’usura de 1908 per a jutjar el l\u00edmit d’inter\u00e8s del cr\u00e8dit\u00a0revolving<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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ASUFIN\u00a0no s’oposa a jutjar la usura perqu\u00e8 amb aix\u00f2 es protegeix m\u00e9s el consumidor i cal anar m\u00e9s enll\u00e0, q\u00fcestionant la transpar\u00e8ncia d’aquests contractes<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\u00a0<\/div>
Mitjan\u00e7ant interlocut\u00f2ria, el Jutjat de Primera Inst\u00e0ncia 4 de Castell\u00f3 planteja la segona q\u00fcesti\u00f3 prejudicial davant el TJUE<\/a>, per la sent\u00e8ncia del Tribunal Suprem 149\/2020, de 4 de mar\u00e7, sobre el cr\u00e8dit revolving.

Al mar\u00e7 de l’any passat, el Tribunal Suprem va considerar que un inter\u00e8s del 27% \u00e9s usurari,<\/strong> afegint que el tipus d’inter\u00e8s no ha de ser “manifestament desproporcionat amb les circumst\u00e0ncies del cas”.

La magistrada raona que la llei d’usura, que data de 1908, no habilita al Tribunal Suprem a establir un l\u00edmit del preu d’aquests cr\u00e8dits. I\u00a0 vol aclarir si la decisi\u00f3 del Suprem es contradiu amb la legislaci\u00f3 comunit\u00e0ria.<\/strong>

Des d’ASUFIN volem manifestar que si una llei nacional protegeix m\u00e9s que el dret comunitari<\/strong>, res s’ha d’oposar com a resulta m\u00e9s protectora per al consumidor.

A ASUFIN, som pioners a obrir la porta al control de transpar\u00e8ncia<\/a><\/strong>, m\u00e9s enll\u00e0 de la usura, en aquests procediments. Hem guanyat ja diverses sent\u00e8ncies per transpar\u00e8ncia.<\/div>
No podem anar en contra de la usura, at\u00e8s que ens trobem amb pr\u00e9stecs signats a un 300% o 600%<\/strong>. La usura ha de continuar sent un argument per a jutjar aquests casos.<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Accedeix aqu\u00ed a la interlocut\u00f2ria de la segona q\u00fcesti\u00f3 prejudicial per revolving<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

El\u00a0JPI\u00a04 de Castell\u00f3 planteja dubtes sobre l’aplicaci\u00f3 de la llei d’usura de 1908 per a jutjar el l\u00edmit d’inter\u00e8s del cr\u00e8dit\u00a0revolving ASUFIN\u00a0no s’oposa a jutjar la usura perqu\u00e8 amb aix\u00f2 es protegeix m\u00e9s el consumidor i cal anar m\u00e9s enll\u00e0, q\u00fcestionant la transpar\u00e8ncia d’aquests contractes \u00a0Mitjan\u00e7ant interlocut\u00f2ria, el Jutjat de Primera Inst\u00e0ncia 4 de Castell\u00f3 […]<\/p>\n","protected":false},"author":279,"featured_media":43352,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3278,3279,6902],"tags":[],"class_list":["post-64332","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-comunicats-cat","category-asufin-destacat-cat","category-targetes-revolving-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2019\/05\/tarjetas-de-cr%C3%A9dito.jpg?fit=1000%2C715&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-gJC","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/64332","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=64332"}],"version-history":[{"count":10,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/64332\/revisions"}],"predecessor-version":[{"id":64351,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/64332\/revisions\/64351"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/43352"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=64332"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=64332"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=64332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}