{"id":65974,"date":"2021-06-28T08:02:47","date_gmt":"2021-06-28T08:02:47","guid":{"rendered":"https:\/\/www.asufin.com\/?p=65974"},"modified":"2021-06-28T11:02:30","modified_gmt":"2021-06-28T11:02:30","slug":"educacion-financiera-es-mejor-usar-una-tarjeta-de-debito-o-de-credito","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/educacion-financiera-es-mejor-usar-una-tarjeta-de-debito-o-de-credito\/","title":{"rendered":"EDUCACI\u00d3N FINANCIERA: \u00bfEs mejor usar una tarjeta de d\u00e9bito o de cr\u00e9dito?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"65974\" class=\"elementor elementor-65974\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a5a0be4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a5a0be4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0b26f58\" data-id=\"0b26f58\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4885e9c elementor-widget elementor-widget-text-editor\" data-id=\"4885e9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Las tarjetas de cr\u00e9dito ofrecen m\u00e1s beneficios a los consumidores y son m\u00e1s seguras frente a los posibles fraudes<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d508831 elementor-widget elementor-widget-text-editor\" data-id=\"d508831\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Debido al distanciamiento social y a la incertidumbre vivida durante los primeros meses de la pandemia el uso del pago contactless aument\u00f3 en un 37%. Adem\u00e1s, la retirada de efectivo de los bancos cay\u00f3 en m\u00e1s de un 25%. Esta pr\u00e1ctica cada vez est\u00e1 m\u00e1s consolidada en nuestra sociedad. Y es por esto, que desde ASUFIN queremos ayudarte a descubrir <strong>cu\u00e1l es el m\u00e9todo de pago con tarjeta m\u00e1s seguro.<\/strong><\/p><p>Los j\u00f3venes espa\u00f1oles prefieren m\u00e9todos de pago como PayPal o tarjetas de d\u00e9bito. Sin embargo, los expertos apuntan que <strong>son las tarjetas de cr\u00e9dito los sistemas m\u00e1s seguros.\u00a0<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-109836f elementor-widget elementor-widget-text-editor\" data-id=\"109836f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"mailto:tarjetas@asufin.com\" target=\"_blank\" rel=\"noopener\">\u00bfTienes una tarjeta revolving? Escr\u00edbenos en tarjetas@asufin.com y te ayudaremos\u00a0<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02de73c elementor-widget elementor-widget-text-editor\" data-id=\"02de73c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Entre las principales ventajas de las tarjetas de cr\u00e9dito cabe destacar que<strong> ofrecen mayor protecci\u00f3n al cliente<\/strong> porque el dinero no se obtiene directamente de su cuenta personal, lo que s\u00ed sucede con las tarjetas de d\u00e9bito. Por lo que, si encontramos alg\u00fan movimiento sospechoso lo anularemos antes de nos cobren el siguiente recargo. Tambi\u00e9n presentan ventajas a la hora de pedir un pr\u00e9stamo, ya que estos pl\u00e1sticos pueden ser reflejo de la fiabilidad del cliente.&nbsp;<\/p>\n<p>Por \u00faltimo, <strong>3 consejos que debes recordar para mejorar tu seguridad. <\/strong>Si una p\u00e1gina web o establecimiento no te da confianza, no utilices tu tarjeta. Nunca compartas tu n\u00famero secreto con nadie y revisa tus cargos de forma habitual, pero en lugares seguros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f05b8da elementor-widget elementor-widget-text-editor\" data-id=\"f05b8da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"https:\/\/www.facebook.com\/asufin.org\/\" target=\"_blank\" rel=\"noopener\">\u00bfConoces la p\u00e1gina de ASUFIN en Facebook? S\u00edguenos para ser el primero en enterarte de nuestras \u00faltimas noticias<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26dd09f elementor-grid-2 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"26dd09f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;2&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-115047 post type-post status-publish format-standard has-post-thumbnail hentry category-asufin-comunicados category-tarjetas-revolving\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" data-attachment-id=\"115053\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/revolving-supremo-analisis\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?fit=1000%2C665&amp;ssl=1\" data-orig-size=\"1000,665\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"revolving-supremo-analisis\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?fit=800%2C532&amp;ssl=1\" width=\"300\" height=\"200\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?fit=300%2C200&amp;ssl=1\" class=\"attachment-medium size-medium wp-image-115053\" alt=\"\" title=\"\" srcset=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?w=1000&amp;ssl=1 1000w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?resize=768%2C511&amp;ssl=1 768w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/\">\n\t\t\t\tEl Supremo cambia el criterio a favor de la banca y aboca a reclamar las revolving por transparencia\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Nuestro an\u00e1lisis revela que el Supremo ha enmendado su criterio, as\u00ed como el de varias audiencias provinciales, a favor de la banca El an\u00e1lisis de<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/\" aria-label=\"M\u00e1s informaci\u00f3n sobre El Supremo cambia el criterio a favor de la banca y aboca a reclamar las revolving por transparencia\" tabindex=\"-1\">\n\t\t\tLeer M\u00e1s &gt;&gt;\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-115055 post type-post status-publish format-standard has-post-thumbnail hentry category-asufin-comunicados category-tarjetas-revolving\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" data-attachment-id=\"115060\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/bodegon-balanza-justicia-1-1\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?fit=1000%2C667&amp;ssl=1\" data-orig-size=\"1000,667\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"bodegon-balanza-justicia-1-1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?fit=800%2C534&amp;ssl=1\" width=\"300\" height=\"200\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?fit=300%2C200&amp;ssl=1\" class=\"attachment-medium size-medium wp-image-115060\" alt=\"\" title=\"\" srcset=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?w=1000&amp;ssl=1 1000w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?resize=768%2C512&amp;ssl=1 768w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/\">\n\t\t\t\tTarjetas revolving: \u00abLa mayor\u00eda de las TAE no integran todas las comisiones, ni seguros, ni el peligroso inter\u00e9s compuesto\u00bb\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>A juicio de ASUFIN el mecanismo de amortizaci\u00f3n de las tarjetas revolving ya es usurario en s\u00ed mismo al desencadenar el pago de intereses sobre<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/\" aria-label=\"M\u00e1s informaci\u00f3n sobre Tarjetas revolving: \u00abLa mayor\u00eda de las TAE no integran todas las comisiones, ni seguros, ni el peligroso inter\u00e9s compuesto\u00bb\" tabindex=\"-1\">\n\t\t\tLeer M\u00e1s &gt;&gt;\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Las tarjetas de cr\u00e9dito ofrecen m\u00e1s beneficios a los consumidores y son m\u00e1s seguras frente a los posibles fraudes.<\/p>\n","protected":false},"author":279,"featured_media":56724,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3436,2646,3333],"tags":[1114],"class_list":["post-65974","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-cast","category-tarjetas-credito-prestamo","category-educacion-financiera","tag-noticias"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2020\/10\/tarjetas-credito-pago-contacto-pila-tarjetas-credito-fondo-blanco-aislado_94046-1059-1.jpg?fit=1500%2C750&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-ha6","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/65974","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=65974"}],"version-history":[{"count":27,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/65974\/revisions"}],"predecessor-version":[{"id":66022,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/65974\/revisions\/66022"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/56724"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=65974"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=65974"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=65974"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}