{"id":77177,"date":"2021-11-10T14:55:48","date_gmt":"2021-11-10T14:55:48","guid":{"rendered":"https:\/\/www.asufin.com\/?p=77177"},"modified":"2021-11-10T14:56:28","modified_gmt":"2021-11-10T14:56:28","slug":"credit-we-join-the-coalition-to-ensure-that-the-eu-directive-meets-the-needs-of-the-vulnerable-consumer","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/en\/credit-we-join-the-coalition-to-ensure-that-the-eu-directive-meets-the-needs-of-the-vulnerable-consumer\/","title":{"rendered":"CREDIT: We join the coalition to ensure that the EU directive meets the needs of the vulnerable consumer"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"77177\" class=\"elementor elementor-77177\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2e84981 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2e84981\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-de9fe11\" data-id=\"de9fe11\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87d16ee elementor-widget elementor-widget-text-editor\" data-id=\"87d16ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Currently, this crucial regulation proposal for all financial consumers is being debated and we aspire to reinforce the principles of responsible lending.<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d9d4c50 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d9d4c50\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f188e35\" data-id=\"f188e35\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ee3bcc elementor-widget elementor-widget-text-editor\" data-id=\"4ee3bcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We have joined the great coalition that supports the development of the CCD (Consumer Credit Directive), with the aim of joining forces and ensuring that European provisions adequately protect vulnerable consumers. <strong>We want to raise awareness about the need to grant responsible loans.<\/strong> Consumer over-indebtedness is a problem that must be tackled. Likewise, high loan installments can jeopardize the stability of family economies.<\/p><p>The opinion paper, to which we endorse from ASUFIN, sets out the ways in which <b>EU policy makers could help reduce irresponsible lending to consumers and avoid unnecessary over-indebtedness<\/b>, along with expanding access to credit for solvents consumers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4390d2e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4390d2e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-57fda4c\" data-id=\"57fda4c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d7d8d3 elementor-widget elementor-widget-text-editor\" data-id=\"8d7d8d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5 style=\"text-align: center;\"><a href=\"https:\/\/staging.asufin.com\/staging\/wp-content\/uploads\/2021\/11\/CCD_COALITION_OPINION_PAPER.pdf\" target=\"_blank\" rel=\"noopener\">Download here the declaration in favor of the responsible credit in the CCDD<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0014eb1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0014eb1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fe2eebc\" data-id=\"fe2eebc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4583af7 elementor-widget elementor-widget-text-editor\" data-id=\"4583af7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It is very important to mobilize civil society organizations to advocate for a safe and fair consumer credit market, as the EU regulation (CCD)<strong> is currently on the table of the EU institutions.<\/strong><\/p><p><strong>Key points:<\/strong><\/p><ul><li>Usury is not banned throughout the EU, nor are excessive interest rates and the costs of consumer credit limited.<\/li><li>Creditors can grant credit even when borrowers are unable to repay it.<\/li><li>The solvency assessment does not take into account possible negative scenarios, such as possible increases in interest rates during the execution of the contract.<\/li><li>Consumers cannot easily challenge decisions based on credit rating models and are unaware of the types of information that are considered to feed into those models.<\/li><li>With digitization and big data, it is becoming easier to exploit consumer behavior biases to make them sign a consumer credit agreement that do not meet individual and financial circumstances.<\/li><li>Consumer credit products are increasingly complex, personalized and sold online without necessarily being adapted to the financial and personal situation of the consumer.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c46c166 elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"c46c166\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-115047 post type-post status-publish format-standard has-post-thumbnail hentry category-asufin-comunicados category-tarjetas-revolving\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" data-attachment-id=\"115053\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/revolving-supremo-analisis\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?fit=1000%2C665&amp;ssl=1\" data-orig-size=\"1000,665\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"revolving-supremo-analisis\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?fit=800%2C532&amp;ssl=1\" width=\"300\" height=\"200\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?fit=300%2C200&amp;ssl=1\" class=\"attachment-medium size-medium wp-image-115053\" alt=\"\" title=\"\" srcset=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?w=1000&amp;ssl=1 1000w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/revolving-supremo-analisis.jpeg?resize=768%2C511&amp;ssl=1 768w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/\">\n\t\t\t\tEl Supremo cambia el criterio a favor de la banca y aboca a reclamar las revolving por transparencia\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Nuestro an\u00e1lisis revela que el Supremo ha enmendado su criterio, as\u00ed como el de varias audiencias provinciales, a favor de la banca El an\u00e1lisis de<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/staging.asufin.com\/staging\/el-supremo-cambia-el-criterio-a-favor-de-la-banca-y-aboca-a-reclamar-las-revolving-por-transparencia\/\" aria-label=\"M\u00e1s informaci\u00f3n sobre El Supremo cambia el criterio a favor de la banca y aboca a reclamar las revolving por transparencia\" tabindex=\"-1\">\n\t\t\tLeer M\u00e1s &gt;&gt;\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-115055 post type-post status-publish format-standard has-post-thumbnail hentry category-asufin-comunicados category-tarjetas-revolving\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" data-attachment-id=\"115060\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/bodegon-balanza-justicia-1-1\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?fit=1000%2C667&amp;ssl=1\" data-orig-size=\"1000,667\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"bodegon-balanza-justicia-1-1\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?fit=800%2C534&amp;ssl=1\" width=\"300\" height=\"200\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?fit=300%2C200&amp;ssl=1\" class=\"attachment-medium size-medium wp-image-115060\" alt=\"\" title=\"\" srcset=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?w=1000&amp;ssl=1 1000w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/03\/bodegon-balanza-justicia-1-1.jpeg?resize=768%2C512&amp;ssl=1 768w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/\">\n\t\t\t\tTarjetas revolving: \u00abLa mayor\u00eda de las TAE no integran todas las comisiones, ni seguros, ni el peligroso inter\u00e9s compuesto\u00bb\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>A juicio de ASUFIN el mecanismo de amortizaci\u00f3n de las tarjetas revolving ya es usurario en s\u00ed mismo al desencadenar el pago de intereses sobre<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/staging.asufin.com\/staging\/tarjetas-revolving-la-mayoria-de-las-tae-no-integran-todas-las-comisiones-ni-seguros-ni-el-peligroso-interes-compuesto\/\" aria-label=\"M\u00e1s informaci\u00f3n sobre Tarjetas revolving: \u00abLa mayor\u00eda de las TAE no integran todas las comisiones, ni seguros, ni el peligroso inter\u00e9s compuesto\u00bb\" tabindex=\"-1\">\n\t\t\tLeer M\u00e1s &gt;&gt;\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-115068 post type-post status-publish format-standard has-post-thumbnail hentry category-asufin-template category-tarjetas-credito-prestamo category-sentencias category-sobreendeudamiento\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/staging.asufin.com\/staging\/nuestro-socio-recupera-su-dinero-tras-reclamar-una-tarjeta-revolving-con-un-2559-de-interes\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" data-attachment-id=\"115073\" data-permalink=\"https:\/\/staging.asufin.com\/staging\/nuestro-socio-recupera-su-dinero-tras-reclamar-una-tarjeta-revolving-con-un-2559-de-interes\/man-hands-laptop-credit-card-shopping-online-payment\/\" data-orig-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/02\/negocio-tarjetas-credito-compra-pc-contemporanea-1.jpeg?fit=1000%2C667&amp;ssl=1\" data-orig-size=\"1000,667\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;3.5&quot;,&quot;credit&quot;:&quot;Lifestock&quot;,&quot;camera&quot;:&quot;Canon EOS 60D&quot;,&quot;caption&quot;:&quot;Man hands, laptop, credit card, shopping online payment&quot;,&quot;created_timestamp&quot;:&quot;1335359577&quot;,&quot;copyright&quot;:&quot;Josep M Suria&quot;,&quot;focal_length&quot;:&quot;50&quot;,&quot;iso&quot;:&quot;100&quot;,&quot;shutter_speed&quot;:&quot;0.005&quot;,&quot;title&quot;:&quot;Man hands, laptop, credit card, shopping online payment&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Man hands, laptop, credit card, shopping online payment\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Man hands, laptop, credit card, shopping online payment&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/02\/negocio-tarjetas-credito-compra-pc-contemporanea-1.jpeg?fit=800%2C534&amp;ssl=1\" width=\"300\" height=\"200\" src=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/02\/negocio-tarjetas-credito-compra-pc-contemporanea-1.jpeg?fit=300%2C200&amp;ssl=1\" class=\"attachment-medium size-medium wp-image-115073\" alt=\"\" title=\"\" srcset=\"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/02\/negocio-tarjetas-credito-compra-pc-contemporanea-1.jpeg?w=1000&amp;ssl=1 1000w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/02\/negocio-tarjetas-credito-compra-pc-contemporanea-1.jpeg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2023\/02\/negocio-tarjetas-credito-compra-pc-contemporanea-1.jpeg?resize=768%2C512&amp;ssl=1 768w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/staging.asufin.com\/staging\/nuestro-socio-recupera-su-dinero-tras-reclamar-una-tarjeta-revolving-con-un-2559-de-interes\/\">\n\t\t\t\tNuestro socio recupera su dinero tras reclamar una tarjeta revolving con un 25,59% de inter\u00e9s\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>El afectado hab\u00eda contratado con CaixaBank una tarjeta revolving que contaba adem\u00e1s con un seguro accesorio Las tarjetas revolving son una de las principales v\u00edas<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/staging.asufin.com\/staging\/nuestro-socio-recupera-su-dinero-tras-reclamar-una-tarjeta-revolving-con-un-2559-de-interes\/\" aria-label=\"M\u00e1s informaci\u00f3n sobre Nuestro socio recupera su dinero tras reclamar una tarjeta revolving con un 25,59% de inter\u00e9s\" tabindex=\"-1\">\n\t\t\tLeer M\u00e1s &gt;&gt;\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Currently, this crucial regulation proposal for all financial consumers is being debated and we aspire to reinforce the principles of responsible lending.<\/p>\n","protected":false},"author":279,"featured_media":77171,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7401],"tags":[],"class_list":["post-77177","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-europe"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2021\/11\/Comision_europea_directiva_credito.jpg?fit=1500%2C1000&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-k4N","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/77177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=77177"}],"version-history":[{"count":16,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/77177\/revisions"}],"predecessor-version":[{"id":77193,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/77177\/revisions\/77193"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/77171"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=77177"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=77177"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=77177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}