{"id":78237,"date":"2021-11-19T08:56:32","date_gmt":"2021-11-19T08:56:32","guid":{"rendered":"https:\/\/www.asufin.com\/?p=78237"},"modified":"2021-11-19T14:32:59","modified_gmt":"2021-11-19T14:32:59","slug":"irph-el-tjue-no-cierra-por-completo-las-puertas-a-las-familias","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/irph-el-tjue-no-cierra-por-completo-las-puertas-a-las-familias\/","title":{"rendered":"IRPH: EL TJUE no cierra por completo las puertas a las familias"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"78237\" class=\"elementor elementor-78237\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-67931a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"67931a2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e7386fe\" data-id=\"e7386fe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8541ae0 elementor-widget elementor-widget-text-editor\" data-id=\"8541ae0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Pese a que el Tribunal europeo no termina de zanjar la pol\u00e9mica, insiste en que una cl\u00e1usula ser\u00e1 abusiva cuando, en contra de la buena fe, cause un desequilibrio en detrimento del consumidor<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7a39ea4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a39ea4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-792a2cd\" data-id=\"792a2cd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ea57ebd elementor-widget elementor-widget-text-editor\" data-id=\"ea57ebd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>ASUFIN manifiesta que el auto del TJUE \u201cnos da esperanzas para seguir batallando por el IRPH, dado que se puede demostrar que la cl\u00e1usula que introduce este \u00edndice causa un desequilibrio en detrimento del consumidor y es, por tanto, abusiva\u201d.<\/p><p>En su auto, el tribunal europeo expone que \u201clas cl\u00e1usulas de un contrato celebrado entre un profesional y un consumidor que no se hayan negociado individualmente se considerar\u00e1n abusivas cuando, <strong>contrariamente a las exigencias de la buena fe, causen en detrimento del consumidor un desequilibrio importante<\/strong> entre los derechos y obligaciones de las partes que se derivan del contrato\u201d.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c1cf90a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c1cf90a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-688d4c8\" data-id=\"688d4c8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c7e7b2 elementor-widget elementor-widget-text-editor\" data-id=\"3c7e7b2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5 style=\"text-align: center;\"><a href=\"https:\/\/staging.asufin.com\/staging\/reclama\/irph\/\" target=\"_blank\" rel=\"noopener\">Si tienes IRPH en tu hipoteca, inf\u00f3rmate y reclama con nosotros<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f0edeb elementor-widget elementor-widget-text-editor\" data-id=\"8f0edeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tambi\u00e9n dice el tribunal que \u201cla mera circunstancia de que una cl\u00e1usula no est\u00e9 redactada de manera clara y comprensible no le confiere, por s\u00ed sola, car\u00e1cter abusivo\u201d o lo que es lo mismo, que la falta de transparencia no supone por s\u00ed sola la abusividad. Dicho lo cual,<strong> el juez deber\u00e1 examinar si el IRPH causa desequilibrio para poder ser declarado abusivo.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8e4378 elementor-widget elementor-widget-text-editor\" data-id=\"c8e4378\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"https:\/\/panel.asufin.com\/archivos\/pdf\/A_TJUE_211117_BANKIA_IRPH_CAJAS_SIN.pdf\" target=\"_blank\" rel=\"noopener\">Descarga aqu\u00ed el auto del TJUE\u00a0<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Pese a que el Tribunal europeo no termina de zanjar la pol\u00e9mica, insiste en que una cl\u00e1usula ser\u00e1 abusiva cuando, en contra de la buena fe, cause un desequilibrio en detrimento del consumidor <\/p>\n","protected":false},"author":279,"featured_media":78242,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[103,43,42,3357],"tags":[],"class_list":["post-78237","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-comunicados","category-asufin-destacado","category-irph","category-tjue"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2021\/11\/IRPH_auto_TJUE_211118.jpg?fit=1500%2C1001&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-klT","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/78237","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=78237"}],"version-history":[{"count":14,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/78237\/revisions"}],"predecessor-version":[{"id":78410,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/78237\/revisions\/78410"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/78242"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=78237"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=78237"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=78237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}