{"id":83711,"date":"2022-01-21T07:55:54","date_gmt":"2022-01-21T07:55:54","guid":{"rendered":"https:\/\/www.asufin.com\/?p=83711"},"modified":"2022-03-09T20:56:46","modified_gmt":"2022-03-09T20:56:46","slug":"irph-valencia-primera-audiencia-provincial-que-dictamina-a-favor-despres-de-lacte-del-tjue","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/irph-valencia-primera-audiencia-provincial-que-dictamina-a-favor-despres-de-lacte-del-tjue\/","title":{"rendered":"IRPH: Val\u00e8ncia, primera Audi\u00e8ncia Provincial que dictamina a favor despr\u00e9s de l’acte del TJUE"},"content":{"rendered":"\t\t
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El consumidor guanya la seva primera gran batalla contra el IRPH, despr\u00e9s dels nous aclariments des d’Europa sobre aquest pol\u00e8mic \u00edndex<\/strong><\/h4><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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L’Audi\u00e8ncia Provincial de Val\u00e8ncia d\u00f3na la ra\u00f3 al consumidor i anul\u00b7la l’IRPH de la seva hipoteca per no superar el control de transpar\u00e8ncia, en el primer acte que es coneix post TJUE<\/strong>. Recordem que l’Alt Tribunal Europeu va determinar<\/a> el passat 16 de novembre que \u00e9s el jutge nacional el que ha d’examinar si l’IRPH causa desequilibri per a poder ser declarat abusiu.

I en aquesta ocasi\u00f3, la fallada de primera inst\u00e0ncia, ratificat ara per acte de 27 de desembre, declara no estar “acreditat per l’entitat executant que es facilit\u00e9s cap informaci\u00f3 als executats, per la qual cosa \u00e9s f\u00e0cil inferir que aquests no van tenir un coneixement total de tota la c\u00e0rrega econ\u00f2mica i jur\u00eddica que suposava la cl\u00e0usula IRPH -entitats<\/strong>, la qual cosa implica a considerar que aquesta cl\u00e0usula no supera el control de transpar\u00e8ncia i deu reputarse nul\u00b7la per abusiva”.<\/p>

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Inverteixes en criptos o t’ho est\u00e0s pensant? No pots perdre’t aquest webinar<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Aquesta important batalla legal, de la qual es fa ress\u00f2 la revista jur\u00eddica Economist&Juris<\/a>, inclina la balan\u00e7a de resolucions de IRPH a favor del consumidor<\/strong> i demostra, de nou, que la col\u00b7locaci\u00f3 d’aquest \u00edndex en les hipoteques no es va explicar adequadament als clients.\u00a0

En concret, l’acte afirma que queda acreditada “la falta d’una explicaci\u00f3 suficient i comprensible sobre les conseq\u00fc\u00e8ncies de triar un m\u00e8tode o un altre de c\u00e0lcul, en detriment del prestatari”.

Recordem que l’\u00edndex IRPH ha suposat un perjudici econ\u00f2mic<\/a> als hipotecats perqu\u00e8 ha encarit sistem\u00e0ticament les quotes<\/strong> enfront de les pagades en Euribor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Descarrega aqu\u00ed l’acte d’IRPH de l’Audi\u00e8ncia Provincial de Val\u00e8ncia<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

El consumidor guanya la seva primera gran batalla contra el IRPH, despr\u00e9s dels nous aclariments des d’Europa sobre aquest pol\u00e8mic \u00edndex L’Audi\u00e8ncia Provincial de Val\u00e8ncia d\u00f3na la ra\u00f3 al consumidor i anul\u00b7la l’IRPH de la seva hipoteca per no superar el control de transpar\u00e8ncia, en el primer acte que es coneix post TJUE. Recordem que […]<\/p>\n","protected":false},"author":279,"featured_media":82729,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3278,3279,6872,7313],"tags":[],"class_list":["post-83711","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-comunicats-cat","category-asufin-destacat-cat","category-irph-cat","category-tjue-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2022\/01\/irph_primer_auto_tras_tjue.jpeg?fit=1500%2C1001&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-lMb","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/83711","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=83711"}],"version-history":[{"count":10,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/83711\/revisions"}],"predecessor-version":[{"id":89558,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/83711\/revisions\/89558"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/82729"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=83711"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=83711"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=83711"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}