{"id":83719,"date":"2022-01-21T08:01:39","date_gmt":"2022-01-21T08:01:39","guid":{"rendered":"https:\/\/www.asufin.com\/?p=83719"},"modified":"2022-01-21T08:01:48","modified_gmt":"2022-01-21T08:01:48","slug":"educacio-financera-5-consells-per-a-fer-front-a-la-costa-de-gener","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/educacio-financera-5-consells-per-a-fer-front-a-la-costa-de-gener\/","title":{"rendered":"EDUCACI\u00d3 FINANCERA: 5 consells per a fer front a la costa de gener"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"83719\" class=\"elementor elementor-83719\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7658078 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7658078\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6ed36c0\" data-id=\"6ed36c0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd2b8dc elementor-widget elementor-widget-text-editor\" data-id=\"fd2b8dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Des d&#8217;ASUFIN ens preocupem per la teva salut financera, per aix\u00f2, et donem 5 tips per a superar la costa de gener<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4571167 elementor-widget elementor-widget-text-editor\" data-id=\"4571167\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gener \u00e9s un dels mesos m\u00e9s complicats de tot l&#8217;any per a la nostra economia, i aquest any m\u00e9s ja que la inflaci\u00f3 va tancar 2021 en el 6,7% provocant pujades en els preus de serveis com la llum i el gas i en conseq\u00fc\u00e8ncia la resta de la cadena de producci\u00f3: aliments, b\u00e9ns i serveis que encareixen la factura dels consumidors. I des d&#8217;ASUFIN et volem ajudar, per aix\u00f2, <strong>et donem els 5 millors trucs perqu\u00e8 superis la costa de gener amb \u00e8xit.<\/strong><br \/><br \/><strong>1. Planifica un pressupost:<\/strong> Portar un control dels nostres ingressos i despeses \u00e9s fonamental per a poder controlar la nostra economia familiar. Aix\u00ed serem realment conscients de les nostres despeses, a m\u00e9s, et recomanem classificar les despeses segons la seva import\u00e0ncia perqu\u00e8 els m\u00e9s urgents no ens enxampin desprevinguts.<br \/><br \/><strong>2. Controlar la despesa en rebaixes<\/strong>: Aquestes dates tamb\u00e9 s\u00f3n famoses pel comen\u00e7ament de les rebaixes d&#8217;hivern, no obstant aix\u00f2, \u00e9s important no deixar-nos portar i centrar-nos en comprar els productes que realment necessitem.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ce0ebf elementor-widget elementor-widget-text-editor\" data-id=\"4ce0ebf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"https:\/\/panel.asufin.com\/archivos\/pdf\/III_BAROMETRO_PRESTAMOS_AL_CONSUMO_JUNIO_2021.pdf\" target=\"_blank\" rel=\"noopener\">En la teva \u00e0rea personal de soci d&#8217;ASUFIN pots descarregar el III bar\u00f2metre de pr\u00e9stecs al consum, per a veure la seva evoluci\u00f3 en els \u00faltims anys<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1ccbdb elementor-widget elementor-widget-text-editor\" data-id=\"b1ccbdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>3. Any nou, revisi\u00f3 de despeses:<\/strong> \u00c9s bon moment per a anotar dates de renovaci\u00f3 de contractes\/productes\/segurs; cancel\u00b7lar el prescindible o que no uses amb freq\u00fc\u00e8ncia, renegociar condicions de contracte&#8230; D&#8217;aquesta manera, aconseguir\u00e0s reduir notablement les teves despeses.<br \/><br \/><strong>4. Compara preus:<\/strong> Moltes vegades ens gastem m\u00e9s diners del necessari en els productes per no comparar els preus dels competidors. Ja que un mateix producte en diferents punts de venda i de diferents marques pot tenir preus molt diferents. Per aix\u00f2, navega en la web comparant preus per a obtenir la millor oferta.<br \/><br \/><strong>5. Compte amb l&#8217;endeutament o <a href=\"https:\/\/staging.asufin.com\/staging\/reclama\/sobreendeudamiento\/\">sobreendeutament<\/a>!<\/strong> Evita els pr\u00e9stecs innecessaris, <a href=\"https:\/\/staging.asufin.com\/staging\/reclama\/tarjetas\/\">targetes revolving<\/a> i els microcr\u00e8dits o pr\u00e9stecs r\u00e0pids. A m\u00e9s, intenta cancel\u00b7lar o reduir a poc a poc el teu deute pendent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b11fb2 elementor-widget elementor-widget-text-editor\" data-id=\"0b11fb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><a href=\"https:\/\/staging.asufin.com\/staging\/educacion-financiera-5-consejos-para-liberarte-deud\/\">Not\u00edcies relacionades: 5 consells per a alliberar-te del deute<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Des d&#8217;ASUFIN ens preocupem per la teva salut financera, per aix\u00f2, et donem 5 tips per a superar la costa de gener Gener \u00e9s un dels mesos m\u00e9s complicats de tot l&#8217;any per a la nostra economia, i aquest any m\u00e9s ja que la inflaci\u00f3 va tancar 2021 en el 6,7% provocant pujades en els [&hellip;]<\/p>\n","protected":false},"author":279,"featured_media":78598,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[82,6999],"tags":[],"class_list":["post-83719","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-cat","category-educacio-financera-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2021\/11\/IRPH_primera_sentencia.jpg?fit=1500%2C1000&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-lMj","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/83719","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=83719"}],"version-history":[{"count":7,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/83719\/revisions"}],"predecessor-version":[{"id":83727,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/83719\/revisions\/83727"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/78598"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=83719"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=83719"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=83719"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}