{"id":96743,"date":"2022-04-21T11:30:19","date_gmt":"2022-04-21T11:30:19","guid":{"rendered":"https:\/\/www.asufin.com\/?p=96743"},"modified":"2022-04-25T13:47:35","modified_gmt":"2022-04-25T13:47:35","slug":"atencio-hipotecats-leuribor-esta-en-fase-alcista-i-podria-tancar-lany-en-taxa-positiva","status":"publish","type":"post","link":"https:\/\/staging.asufin.com\/staging\/ca\/atencio-hipotecats-leuribor-esta-en-fase-alcista-i-podria-tancar-lany-en-taxa-positiva\/","title":{"rendered":"Atenci\u00f3 hipotecats! L’Eur\u00edbor est\u00e0 en fase alcista i podria tancar l’any en taxa positiva"},"content":{"rendered":"\t\t
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La quota de les hipoteques s’encareix per a les revisions actuals en 216 euros i podria duplicar-se a la fi d’any<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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L’Eur\u00edbor de les hipoteques tancar\u00e0 en taxa positiva enguany, segons les nostres estimacions, i <\/span>podria finalitzar 2022 en el 0,50%. Aix\u00f2 suposa que, en tot just <\/span>dos anys, des que a la fi de 2020 es van aconseguir les quotes hist\u00f2riques d’Euribor negatiu en el 0,50%, podem aconseguir una pujada de fins a un punt percentual.<\/b><\/span>\u00a0<\/span><\/p>\n

L’impacte en les hipoteques a tipus variable \u00e9s clar. Prenent com a refer\u00e8ncia una hipoteca de 150.000 euros, a 25 anys, i amb un diferencial de l’1% a preu de mercat, <\/span>la revisi\u00f3 anual de mar\u00e7 ja ha suposat un encariment de 18 euros en la quota,<\/b><\/span> fins a 216 euros anual. La nostra estimaci\u00f3 projecta una escalada de l’Eur\u00edbor que no es detindr\u00e0 a curt termini i podria tancar 2023 en el 0,90%.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Tens una asseguran\u00e7a de vida vinculat a la teva hipoteca? Pots recuperar fins a 30.000\u20ac, apunta’t al nostre webinar.<\/a><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Segons les dades del nostre Bar\u00f2metre d’hipoteques,<\/a> les m\u00e9s econ\u00f2miques del mercat s\u00f3n les variables bonificades, amb un 2,30% TAE de mitjana<\/strong> (0,05% menys que al juliol), seguides de les fixes bonificades amb un 2,35% (0,01% menys que al juliol). Aquests preus, no obstant aix\u00f2, s\u00f3n nom\u00e9s baixos en aparen\u00e7a perqu\u00e8 el cost global pot ser molt superior en incloure els productes que porta aparellats, com a segurs o estalvio\/inversi\u00f3.<\/p>\n

Les m\u00e9s cares s\u00f3n les que no bonifiquen per contractaci\u00f3 de productes, sempre en mitjanes TAE, i sense tenir en compte el cost dels productes que contracten.<\/strong> Les variables sense vinculacions pugen al 2,68%, un 0,02% m\u00e9s que al juliol, i les fixes sense vinculacions se situen en un 2,84%, un 0,03% menys.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

La quota de les hipoteques s’encareix per a les revisions actuals en 216 euros i podria duplicar-se a la fi d’any.<\/p>\n","protected":false},"author":279,"featured_media":94576,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3278,3279,6999,6888],"tags":[],"class_list":["post-96743","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asufin-comunicats-cat","category-asufin-destacat-cat","category-educacio-financera-cat","category-hipoteca-cat"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/staging.asufin.com\/staging\/wp-content\/uploads\/2022\/04\/Euri%CC%81bor-encarecimiento-hipotecas.jpeg?fit=1500%2C1000&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peayLa-pan","jetpack_likes_enabled":false,"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/96743","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/users\/279"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/comments?post=96743"}],"version-history":[{"count":4,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/96743\/revisions"}],"predecessor-version":[{"id":97171,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/posts\/96743\/revisions\/97171"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media\/94576"}],"wp:attachment":[{"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/media?parent=96743"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/categories?post=96743"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.asufin.com\/staging\/wp-json\/wp\/v2\/tags?post=96743"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}