Consumer association specialised in the protection of financial users.
What is ASUFIN?
More than 12 years focused on consumer protection from baking abuse
ASUFIN is a non-profit association founded in 2009 specialized in the protection of financial users. It is registered in the State Register of Consumer and User Associations (REACU) and is part of the European BEUC and Finance Watch associations.
It develops, among others, financial and digital education programs, over-indebtedness and responsible lending, housing, insurance, sustainable investment and finance within the framework of the 2030 agenda. The association has more than 24,000 members in Spain.
Personalised Advice
Offer a personalized advice to those affected by bad banking practices in the massive commercialization of financial products.
Sustainable
Development
Inform and train on the different banking products and services. Always promoting sustainable development and favor a fair digital economy.
Defend our Associates
Legally defend our associates with the filing of extrajudicial claims and / or individual, accumulated or collective claims.
Protect your Rights
Protect the rights and interests of banking consumers by influencing European and Spanish legislation.
Personalised Advice
Offer a personalized advice to those affected by bad banking practices in the massive commercialization of financial products.
Sustainable
Development
Inform and train on the different banking products and services. Always promoting sustainable development and favor a fair digital economy.
Defend our Associates
Legally defend our associates with the filing of extrajudicial claims and / or individual, accumulated or collective claims.
Protect your
Rights
Protect the rights and interests of banking consumers by influencing European and Spanish legislation.
Member of :
Patricia Suárez
Meet our
FOUNDER
- Founder and President of ASUFIN (since 2009).
- Consumer representative in the Banking Stakeholder Group (BSG) of the EBA and Board Director in Finance Watch.
- Member of the Investor Protection Committee (IPISC) of the ESMA, European Securities and Markets Authority
- Member of the advisory group (FSUG) of the DG FISMA of the European Commission
- Member of Finance Watch and Alastria (since 2019).
- BEUC member (since 2020)
- Founder and Director of the European Committee for the Defense of Financial Consumers (since 2015).
- Patron of Finsalud (2015-2020).
- Degree in German and English Philology (UCM 1999 - Extraordinary Degree Award).
Meet our founder
Patricia Suárez
- Founder and President of ASUFIN (since 2009).
- Consumer representative in the Banking Stakeholder Group (BSG) of the EBA and Board Director in Finance Watch.
- Member of Finance Watch and Alastria (since 2019).
- BEUC member (since 2020)
- Founder and Director of the European Committee for the Defense of Financial Consumers (since 2015).
- Patron of Finsalud (2015-2020).
- Degree in German and English Philology (UCM 1999 - Extraordinary Degree Award).
Patricia Suárez
Meet our
FOUNDER
- Founder and President of ASUFIN (since 2009).
- Consumer representative in the Banking Stakeholder Group (BSG) of the EBA and Board Director in Finance Watch.
- Member of Finance Watch and Alastria (since 2019).
- BEUC member (since 2020)
- Founder and Director of the European Committee for the Defense of Financial Consumers (since 2015).
- Patron of Finsalud (2015-2020).
- Degree in German and English Philology (UCM 1999 - Extraordinary Degree Award).
Defends financial consumers
Most of the regulation that affects European markets emanates from Brussels. Therefore, ASUFIN has always looked to the capital of Europe, Brussels, to influence regulations in defense of financial consumers.
Oversees consumer's interests
Since 2020, ASUFIN, the Spanish association of consumers that works exclusively in the economic-financial field, is member of BEUC (Bureau Européen des Unions de Consommateurs), which oversees the protection of consumer interests in Europe.
45 consumers organisations
BEUC integrates 45 independent and respected consumers organizations from up to 32 European countries. ASUFIN advocates in the European institutions, being part of BEUC (since 2020) Finance Watch and Change Finance (since 2019).
ASUFIN in Europe
Consultative Groups
- EBA- Patricia Suárez- Consumer Representative in the Banking Stakeholder Group
- FINANCE WATCH- Patricia Suárez- Member of the Board of Directors
- DEA- Patricia Suárez
- EUROPEAN COMMISSION- Member of the expert group on the European Financial Data Area
- EUROPEAN COMMISSION- ASUFIN- Member of the "NPL Advisory Panel"
- ESMA - Patricia Suárez - Member of the Investor Protection and Intermediaries Standing Committee (IPISC)
- DG FISMA and DG Justice of the European Commission - Patricia Suárez - Member of the Financial Services User Group (FSUG)
HISTORY
Important Milestones
Founded on July 25, 2009, ASUFIN arises from a platform affected by complex and risky financial products. Financial users needed an association that would not only help them get their money back but also work to change the banking culture.
ASUFIN is made up of committed workers who have been working since 2009 to defend the rights of financial users, improve their financial education and protect consumers by influencing Spanish and European regulations.
Latest News
How to establish a household budget and thus having more financial control?
Establishing a household budget is useful to have an overview of our family’s income and expenses The basis for keeping the family financial situation up to date is always the family budget. It enables us to know how much money is coming in and how much is being spent, subject to different units of time, usually, month for the short term and year for the long term. The most important thing is that it will provide us, in a simple way, the possibilities we have to adjust the budget. Therefore, the objective of the budget is to know in an
Cards and over-indebtedness: the danger of revolving cards and the BNPL
Revolving cards and BNPL are two potential forms of over-indebtedness, which can have serious consequences for consumers
Patricia Suárez will be part of the financial advisory group of the European Commission
She has been selected to represent consumers in the FSUG, a body that will advise the financial area of the European Commission in the development of European regulations
Latest News
How to establish a household budget and thus having more financial control?
Establishing a household budget is useful to have an overview of our family’s income and expenses The basis for keeping the family financial situation up to date is always the family budget. It enables us to know how much money is coming in and how much is being spent, subject to different units of time, usually, month for the short term and year for the long term. The most important thing is that it will provide us, in a simple way, the possibilities we have to adjust the budget. Therefore, the objective of the budget is to know in an
Cards and over-indebtedness: the danger of revolving cards and the BNPL
Revolving cards and BNPL are two potential forms of over-indebtedness, which can have serious consequences for consumers
Patricia Suárez will be part of the financial advisory group of the European Commission
She has been selected to represent consumers in the FSUG, a body that will advise the financial area of the European Commission in the development of European regulations
- SUPPORT LETTER: Support the law to help mortgage borrowers in foreign currency to keep their homes
- SUPPORT LETTER: Support for the law on CHF denominated borrowings (CHF loans)
- JOINT LETTER: Prevent a ‘Climate Lehman Moment’
- Letter to Commission on Taxonomy Regulation
- LETTER TO EU: Institutions on the IEA net zero report and the implications for fossil gas in the EU climate taxonomy
